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  • For most of us, especially younger readers, our 401k and IRA's will be a major portion of our retirement income. Whether we like it or not, that means that we need to learn enough about those accounts to manage them successfully. That's not hard, but it does take a little bit of effort to learn the terminology, tax ramifications and rules that apply.


    We'd like to help you. 401k Basics: from contributions, to loans and distributions will help you understand your 401k retirement plan.


    To increase your IRA knowledge we have a whole section of the library dedicated to IRA's.


    I know that it's hard to set aside money for retirement when you're struggling to keep up with your bills and perhaps even pay down some debt. Just remember that the longer you wait to start saving for retirement the harder it will be to accumulate the amount you'll need for a comfortable retirement.


    I also know that on a holiday week it's easy to put off things like reading about your retirement accounts. But spending a few minutes now could mean more income when you do retire. And that seems like a good return for your time.


    Keep on Stretching those Dollars!

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