Blogs

Subscribe to TDS Newsletters

All subscribers receive Dollar Stretcher member perks!

The Dollar Stretcher
After 50 Finances
Dollar Stretcher Parents
Dollar Stretcher Tips
Surviving Tough Times
Financial Independence
The Computer Lady
Computer Lady Lessons

Join over 250,000 other subscribers to get your member perks!

Your Email:


View the TDS Privacy Policy.
  • Boxes!

    Posted Wed at 1:49 PM by TDS Review

    You know that kids are just as fascinated with the box their new toy came in as they are the toy, so why not skip the toy?   Frugal thought, right?   If you have cardboard boxes around (and who doesn't have a few?), bring them out some time when your kids need something new and let the...

  • 4 Times You Can Sue a Debt Collector

    Posted Wed at 5:57 AM by TDS Guest Bloggers

      by Kali Geldis   It's every consumer's worst nightmare: You're busy at work, mired in debt, and your cellphone keeps ringing. You’re doing your best to pay off that bill, but the unknown number flashing on your phone's screen is a dismal reminder you haven't.   "Most peo...

  • Help! Someone Took Out a Student Loan in My Name

    Posted Tue at 5:40 AM by TDS Guest Bloggers

      by Gerri Detweiler   Some students worry about whether they'll get the financial aid they need to pay for the next semester of college. Others wonder why there is a record of them taking out student loans when they didn't apply — and now they can't get the loans they need. Cons...

  • How a Student Loan Bill Can Go From $97K to $236K

    Posted Mon at 6:24 AM by TDS Guest Bloggers

      by Christine DiGangi   There's been a lot of discussion lately about Americans deciding to not pay back their student loans. While the reasons for purposely defaulting on education debt vary, the consequences are invariably unpleasant: debt collection, wage garnishment, growing loan ...

  • Planning for Retirement

    Posted June 27 by Gary Foreman

    Hello to all my Frugal Friends! What do you think? Does it make sense to plan for your future? What about Gen Xers (ages 35-48)? What do they think? And interesting study by the Allianz Life Insurance Company of North America commissioned the Allianz Generations Apart Study was quoted in an articl...

  • How to Negotiate (When Negotiation Give You Hives)

    Posted June 25 by Emily Guy Birken

    Image courtesy of Tobias Wolter   I recently found myself in a career-related negotiation.   I hate negotiation. It makes me break out in hives.   But, I felt pretty darn good about my recent negotiation. I think all parties will be reasonably satisfied with the outcome--and I h...

  • Essential Oils: Frugal, Safe and Efficient

    Posted June 24 by TDS Review

    Did you ever wonder about the safety of using those commercial bug repellants? Or what about products that promise to minimize stretch marks or scars or other blemishes? Commercial concoctions often contain chemicals that are "inactive," meaning that they don't add to the effectiveness of the produc...

  • Unlocking The Secret To Long-Term Potato Storage

    Posted June 22 by TDS Guest Bloggers

      Several weeks back, a friend and I were talking about gardening. Her family had a huge garden when she was growing up and they relied on it to keep them all fed. But because she felt it was drudgery back then, she doesn't care to garden much these days. She was quizzing me on the different t...

  • Making an Anatomical Gift Donation

    Posted June 22 by TDS Guest Blogger

      contributed by Cindy   Regarding your article "How to Plan a More Affordable Funeral," a very viable alternative would be an anatomical gift donation to a medical school (probably less palatable still to most folks but certainly well worth checking out). I recently decided to do this ...

  • Choose Your Degree Carefully

    Posted June 19 by Gary Foreman

    Hello to all my Frugal Friends!   Last week I was at a conference with financial writers, editors and analysts. One topic of conversation was the value of a college education. One group of economists put it at around $300,000.   The general consensus among my colleagues was that a degr...

  • How Well Do You Know Social Security?

    Posted June 19 by Emily Guy Birken

    Mass Mutual recently came up with what is possibly the world's most boring quiz. (And I say this as a former English teacher who used to give grammar quizzes about once a week.)   This quiz double checks your knowledge of basic facts about Social Security benefits. Despite the snooze-worthy...

  • Cheap? Frugal?

    Posted June 18 by TDS Review

    Do people call you cheap? Maybe you're coming across the wrong way. Frugal people are not cheap. We are very much aware of the value of things, both to us and to others.    One time, I was in a restaurant with a young couple who were aspiring to a more frugal lifestyle. As we finished ou...

  • Throw a Birthday Cookie Decorating Party

    Posted June 18 by TDS Guest Bloggers

      by Ranie Denver   If you're looking for something different but not really too crazy for your child's next birthday party, why not have a cookie decorating party? Sure, it makes a mess, but you can contain the mess to the kitchen and the kids will have a treat as well as a take-home f...

  • TDS Recommends... 50 Free (or Cheap) Summer Activities for Kids

    Posted June 18 by TDSPaige

    For kids, summer is an awesome time to kick back and take it easy. But as a parent, you dread hearing that familiar phrase -"I'm bored..." especially at the beginning of their summer vacation. MoneyTalksNews.com has an awesome slideshow of 50 free or cheap activities for kids all throughout the summ...

  • How to Make Homemade Yogurt

    Posted June 12 by TDS Guest Blogger

      by Elizabeth Wayne   I wanted to add something along the same line of your "Heirloom Cooking" article, namely making homemade yogurt. I typically purchase organic, whole milk yogurt for $4 per 32 oz. (from Trader Joes), which could get very expensive as this only makes about three ser...

  • Get Ready for Christmas!

    Posted June 11 by TDS Review

    No, I didn't read the calendar wrong! We can work toward having an awesome Christmas year 'round.    I know some of you start the day after Christmas and are already stocked up on gifts and decorations. Some of you might even be done with it, but for those of us who aren't, summer is the...

  • I Can’t Afford My Car Lease Anymore. What Do I Do?

    Posted June 11 by TDS Guest Bloggers

      by Gerri Detweiler    Larry's car lease payment is killing his budget. His monthly payment on the four-year lease for his Hyundai Santa Fe is $725.49. It's too high, and he wants to know what his options are.   An increasing number of consumers are choosing to lease their ...

  • A 5-Minute Guide to Student Loans

    Posted June 11 by TDS Guest Bloggers

      by AJ Smith   You may have heard that college in this country isn’t cheap. Maybe you’ve even encountered this firsthand for yourself, a child or another family member. But knowing that getting a degree is going to be expensive doesn’t mean you know how to pay for it....

  • Do You Know Who Your Beneficiaries Are?

    Posted June 10 by Emily Guy Birken

    Image source   A recent conversation with a friend of mine reminded me of one of the basic truths about modern life:   Nobody, but nobody, likes paperwork.   Specifically, the kind of maintenance paperwork that can easily slip your mind and cause you the kind of stupid tax that ...

  • Planning the Perfect Beach Day Outing on a Budget

    Posted June 9 by TDS Guest Blogger

      by Jason Feller   One of the best parts about summer is the ability to have a beach day whenever you want. On the other hand, beach days can get very expensive if not planned ahead wisely. The last thing you want is to blow so much money on your first day at the beach that you ar...

  • Protect Yourself When Hiring Contractors

    Posted June 9 by Rick Kahler

      by Rick Kahler   This time of year, half the homeowners in town are trying to hire landscapers. All of us check our phones even in the middle of meetings or medical appointments, because we desperately hope it might be the yard guy calling back.   As my wife and I work on our y...

  • Do Smart Homes Save Money?

    Posted June 8 by TDS Guest Blogger

      Smart homes were once reserved for millionaires and luxury homes, but with a little elbow grease, now anyone can have a smart home. Yet the question remains, are smart devices priced low enough that it’s worth it? Let’s take a look at some of the most common smart home devices an...

  • TDS Recommends...Ways to Make Extra Money This Summer

    Posted June 8 by TDSPaige

    Now that summer is finally here, you might be trying to brainstorm some great ways to make a little extra money. Maybe you're looking for the perfect side gig? Or maybe just something creative, that might make a few extra bucks too? If you're in that boat, we've got the perfect article for you. Fell...

  • 5 Upsides to Losing Your Job

    Posted June 5 by TDS Guest Bloggers

      by AJ Smith   Being let go can be scary. Instead of focusing on the negative, you can turn your situation around by looking for the silver lining while staying on track financially.   You may need some time to accept it, but when you are ready to move on and make the best of a...

  • Keep Your Cool When It's Hot

    Posted June 4 by TDS Review

    It wasn't all that long ago that not many homes had air conditioning. The best most people could hope for was a cooling breeze through an open window to cool the house. What did they do? Did they just suffer with the heat? Oh, no... and we can use some of the ways they used to keep themselves cool, ...

  • Should You Plan on Working in Retirement?

    Posted June 4 by Emily Guy Birken

    Photo of the classic retirement plan courtesy of Harold Shipp.   Our parents and grandparents got to enjoy a golden age of retirement, the lucky dogs. Back in the 1960s and 1970s, retirement meant leaving a career at age 65 in order to enjoy daily tee times, spoiling grandkids, and generally...

  • Should You Borrow The Money?

    Posted June 4 by FromTheEditorsDesk

    Hello to all my Frugal Friends!   Had an interesting ad hit my inbox this week. The subject line shouted "80% LTV - No Doc Subprime is BACK". Suddenly it's 2003 again!   I remember back then speaking with Greg McBride of Bankrate. We were discussing all the new mortgage types that were...

  • TDS Recommends...Hurricane Preparedness on a Budget

    Posted June 2 by TDSPaige

    If ir;s one thing we know pretty well here at TDS headquarters, it's hurricanes. Here in Florida we take them seriously, and the season for keeping an eye these storms just started yesterday. If you also are in the midst of preparing for hurricane season, we found a wonderful article from fellow blo...

  • How Much Does Divorce Really Cost?

    Posted June 1 by TDS Guest Bloggers

      by Rebecca Zung   Fear is the universal emotion everyone starts off with in divorce, and one of the biggest and most scary fears, is “How much is this divorce going to cost me?” Divorce is already painful, so the financial costs involved in a divorce are really like salt i...

  • Stupid Financial Advice Given to Graduates

    Posted May 29 by Emily Guy Birken

    Photo courtesy of David Goehring   It's that time of year again! Graduation season is in full swing, and the same stupid advice is being bandied about toward this year's graduates as was passed along to every previous graduate in the history of education. In particular, I'd like to debunk the...

  • Why Lifestyle Inflation Is Killing Your Budget

    Posted May 29 by TDS Guest Bloggers

      by AJ Smith   Congratulations! You got a raise, came into an inheritance or sold your home for a profit. No matter what has brought more money into your budget, it’s important to manage that money wisely. Just because you have greater access to money doesn’t mean...

  • Payday Loans to Repay Debts

    Posted May 29 by FromTheEditorsDesk

    Hello to all my Frugal Friends!   According to an article in Employee Benefit News HR departments are concerned about their employees finances. That makes sense. An employee who's worried about paying the bills can't give full attention to their work.   They quote a survey of human res...

  • Summer Fun for the Kids

    Posted May 28 by TDS Review

    Shouts of joy at the freedom of summetime stretching before them often turn into moans of boredom as children who are used to having their days scheduled start wondering what do do now.   Your kids might not be bored yet because the season is still early, but it's bound to happen at some poin...

  • Cosigning Student Loans: The Benefits, Risks and Alternatives

    Posted May 28 by TDS Guest Blogger

      by Nate Matherson   It is that time of the year. It is student loan season. As acceptance letters and housing deposits hit the mail for the upcoming academic year, heavy tuition bills are sent in quick pursuit. If you are like most students or families these days, student loans are pr...

  • Where Do You Get Your News?

    Posted May 27 by FromTheEditorsDesk

    Where do you get your news? For 100+ years before the internet, the daily newspaper was the preferred method. Now, not so much so. In fact, according to the Pew Research Center as quoted in the Washington Examiner website large media companies are abandoning or spinning off print editions in order t...

  • Money Realities for New Adults: Toothpaste and Toilet Paper

    Posted May 27 by Rick Kahler

      by Rick Kahler   The daughter of one of my clients left home right after high school graduation for a full-time job and part-time college classes. As she was settling into her first apartment, she told her mother, "I never thought I'd be the person who had to buy things like toilet pa...

  • 5 Ways to Keep Your Credit Cards Safe When You Travel

    Posted May 26 by TDS Guest Bloggers

      by Jason Steele    Hitting the road soon? Your credit card can be one of the most valuable things you bring, but there are some risks as well.   If your credit card is lost, you could be left without a method of payment for critical services like a hotel room or a rental c...

  • Retire Like a Mensch: Keeping Inflation at Bay

    Posted May 22 by Emily Guy Birken

    Photo of the effects of hyperinflation in Budapest courtesy of Mizerák István     Inflation is one of those insidious forces that seem to be the sort of plan hatched by an evil mastermind: "I will slowly erode the purchasing power of their money, so that the items they n...

  • Hope You Have a Great BBQ!

    Posted May 21 by FromTheEditorsDesk

    Hello to all my Frugal Friends! Like just about everyone I enjoy a week with a holiday in it. A little extra time off, a backyard BBQ, more time to visit with friends. What's not to like? If you're hosting a party this week, you might want to check out our section on party planning. You'll find ar...

  • For the Birds and For Your Budget

    Posted May 21 by TDS Review

    If you like to feed birds so you can watch them, there's a very frugal way to get birdseed. It will cost you a little to begin, but after that, it's almost free.   The method? Grow your own. Why not? If you have houseplants, a few flowers out front or a full blown garden out back, you know ho...

  • 7 Deadly Student Loan Sins

    Posted May 20 by TDS Guest Bloggers

      by AJ Smith    We all know that higher education is expensive, but we also know the professional and personal growth it can provide. For many people, going to college means taking out student loans, a serious credit product that shouldn’t be entered into lightly.   I...

  • TDS Recommends...Parenting Questions Answered

    Posted May 19 by TDSPaige

    As a parent, we often have questions about our kids, their activities, and our parenting lives in general. We stumbled on a pretty interesting website yesterday called Parenting Syrup that has a wealth of great information for parents of kids of all ages. From pregnancy all the way through the teena...

  • 31 Best Websites for Free Stuff

    Posted May 18 by TDS Guest Bloggers

      by Douglas Ehrman   As the world becomes even more commercialized, an increasing amount of free stuff can be had through discount offers, recycling efforts and internet loss leaders. Learning where to look for these deals and free samples can save you a significant amount of mo...

  • A Debt Free College Degree

    Posted May 18 by FromTheEditorsDesk

    If you have children you've probably thought about getting them into and paying for college. I know that was a big issue for our family.   Getting into college is more competitive than ever. At least, it is if you're trying for one of the more prestigious schools. On the other hand, state sch...

  • What can we learn from our mistakes?

    Posted May 15 by FromTheEditorsDesk

    I like to think that I can learn from my mistakes. Isn't that part of what thinking being do?   The other day I created a learning experience for myself. I had a disagreement with a smoked pork butt. I was just finishing smoking it and taking the foil pan out of the smoker I set it on a shelf...

  • Cheap Sew and Sew

    Posted May 14 by TDS Review

    Probably more of us would sew, at least a little, if the cost of fabric wasn't so high. By the time you buy even a couple of inexpensive yards of material, a few buttons and some thread, you could easily buy a shirt or dress for much less.   As with most projects that frugal people get into, ...

  • 5 Ways to Save at the Grocery Store Without Using Coupons

    Posted May 14 by Jason Cabler

      Saving money at the grocery store is one great way to use your money more efficiently.  Most experts (me included) recommend that your food budget should be between 5-15% of your take home pay.  This includes groceries and eating out combined. My family and I typically stay with...

  • Who Is Responsible?

    Posted May 13 by FromTheEditorsDesk

    Hello to all my Frugal Friends!   I read an interesting article the other day in Employee Benefit News. It said that “Thirty-seven percent of plan sponsors are unaware they are fiduciaries to their workplace-sponsored retirement plans.”   What that means in layman's terms i...

  • Retirement or College Savings? A Menschly Dilemma

    Posted May 12 by Emily Guy Birken

    Despite the fact that I am a personal finance writer, a retirement expert, and the daughter of a financial planner, I have broken one of the cardinal rules of savings:   For years, I prioritized saving for my sons' college education ahead of saving for my own retirement.   I'm sure y...

  • 5 Ways to Save on Summer Travel

    Posted May 11 by TDS Guest Bloggers

      by AJ Smith    With the weather warming up and images of travel getaways looking even sweeter than before, you are probably looking forward to (or trying to figure out how to afford) getting some vacation time this summer. Even if your trip seems miles or months away, you can sta...

  • TDS Recommends... Tips to Maximize Your Yard Sale

    Posted May 8 by TDSPaige

    Now that spring is here, no doubt many readers have been digging out of reorganizing and spring cleaning projects. What to do with all those things you don't want anymore? How about a yard sale! We found a great post from fellow bloggers over at Cash the Checks with tips on having a successful yards...

  • Caring for cast iron cookware

    Posted May 7 by TDS Review

    A cast iron pan or pot should be heavy! Don't go lightweight here. Thin walls and light weight means poor conduction of heat. Food will burn easily.   The sides, bottoms and lids should all be the same width with no variation. If the sides are uneven or thinner than the bottom, the pan is poo...

  • How Much Money Can You Be Responsible For?

    Posted May 6 by Emily Guy Birken

    Back in high school, I was friends with a young man who believed that pennies were so worthless, he would actually throw them away. (Though I had not yet realized that I was a money nerd, I can assure you that I did not allow him to be so riduculously wasteful in front of me. I made him give me th...

  • TDS Recommends...FutureAdvisor's Diplomas without Debt

    Posted May 5 by TDSPaige

    This sponsored article produced with support from FutureAdvisor in conjunction with Kasai Media. All opinions are those of the author.   Just last week, I was talking to an older family member whose youngest child just graduated from college. Both of his two kids are on their way to (hopefull...

  • Who Is Responsible?

    Posted May 4 by Gary Foreman

    Hello to all my Frugal Friends! I read an interesting article the other day in Employee Benefit News. It said that “Thirty-seven percent of plan sponsors are unaware they are fiduciaries to their workplace-sponsored retirement plans.”   What that means in layman's terms is that o...

  • Air Freshener or Clean Air?

    Posted April 30 by TDS Review

    The best way to freshen the air in your home this time of year is to open the windows. Winter is behind us and the hot days of summer still ahead. Most of the time, temperatures are agreeable, so why keep the house closed up? A good exchange of stagnant air for fresh can make a world of difference i...

  • TDS Recommends...Keep Moving to get Smarter

    Posted April 30 by TDSPaige

    If you've spent any time wondering how to keep your brain in optimum shape, we found an idea you may want to try. Our Boomer friends over at FunandFit.org have a great post detailing ways to keep your brain and your body in good shape after age 50. They recommend you aim for at least 150 minutes of ...

  • TDS Recommends ... Cheap Camping Ideas for a Summer Getaway

    Posted April 28 by TDSPaige

    If you've been mulling over what to do during summer vacation, camping could be a great (and budget-friendly) idea! We stumbled across some wonderful tips for keeping camping costs down, and keeping the fun factor up. Take a look at this great post from fellow bloggers at Thrifty Jinxy to get some ...

  • How Many FICO Scores Are There?

    Posted April 28 by TDS Guest Bloggers

      by Christine DiGangi   There are hundreds of algorithms companies use to score consumers, and even the most common credit scoring company has dozens of models. Fair Isaac Corp., more commonly known as FICO, has about 50 scores (a 2012 report from the Consumer Financial Protection Bure...

  • Retire Like a Mensch: Beware Retirement Charming

    Posted April 24 by Emily Guy Birken

    The mensch is back, and focused on helping you to retire--without having to eat cat food! In their ground-breaking book Your Money or Your Life, Vicki Robin and Joe Domiguez describe a scenario that we have all experienced—searching for what they call Job Charming: “It’s as thou...

  • Women Aren’t Talking About Money. Here’s Why

    Posted April 24 by TDS Guest Bloggers

      by Emily Guy Birken   A recent study by Fidelity Investments has uncovered some intriguing paradoxes about women’s relationship with money.   Despite the fact that 92 percent of the women involved in the study want to learn more about financial planning, and 83 percent wa...

  • Solutions From the Rag Bag

    Posted April 23 by TDS Review

    Do you have a rag bag? You know, a place where you stash worn out clothing and household linens? You might have some old tshirts there or a thin sheet or maybe a stained tablecloth or worn out jeans. If you don't have a "rag bag," better get one started!   What you do with your stash besides ...

  • Who is Right About Budgeting Our Money, My Wife or Myself?

    Posted April 22 by TDS Guest Bloggers

      by Steve Rhode   Question:   Yo Steve, My wife and I fight, or shall I say disagree, all the time about spending and a budget. She has one opinion and I have another. She says we should not spend more than 25% of our income on housing but I say 33% is alright. Who is right? Jim...

  • TDS Recommends...the Ultimate Baby Shower Giveaway

    Posted April 22 by TDSPaige

    Are you or someone you know expecting? We've partnered up with some great bloggers for the Ultimate Baby Shower giveaway! Take a look below at all the great prizes offered, and enter for your chance to win!   Welcome to our 3rd Annual Baby Shower Event! This event is hosted by Dixieland Rev...

  • 23 Ways to Save Big at Your Wedding

    Posted April 20 by TDS Guest Blogger

      by Aaron Crowe   For all of the many reasons to get married, paying for a wedding isn’t one of them. It’s an expense that can be used elsewhere ­ such as for a down payment on a house ­ or to pay for a honeymoon or use as an emergency fund.   Those aren&rsqu...

  • Retire Like a Mensch: Fighting Analysis Paralysis

    Posted April 17 by Emily Guy Birken

    The mensch is back, and focused on helping you to retire--without having to eat cat food! Don't you just hate making complex decisions?   Recently, my sister called to ask my advice. She needs a new computer. (And when I say she needs a new computer, that means the Smithsonian is on the ph...

  • Before You Buy Patio Furniture

    Posted April 16 by TDS Review

    How about checking what you already have? You might not want to put the old overstuffed couch out there, but what about the last two of that set of comfy diningroom chairs? Or the unused side table?   What's in the attic or garage? You might have furniture like an old ice cream chair or other...

  • Questions to Ask an Insurance Adjuster

    Posted April 16 by TDS Guest Blogger

      by Anna Souzdenkova   When it comes to a car accident, repairing or replacing the car is half the battle. Knowing what questions to ask your adjuster can better prepare and guide you through the ordeal. Generally, the adjuster is there to inform you of the next steps and expectations....

  • TDS Recommends...Hope during Debt Repayment

    Posted April 16 by TDSPaige

    If you're deep in debt repayment, you know how difficult it can be at times to keep your momentum going. Sometimes it's hard to stay the course. But one of the best tools for motivation for debt repayment or any other goal in your life, is hope. We found a wonderful and inspiring post on the motivat...

  • Retire Like a Mensch: How to Increase Your Savings

    Posted April 10 by Emily Guy Birken

    The mensch is back, and focused on helping you to retire--without having to eat cat food! There is one nearly universal truth about saving for retirement:   You* are not doing enough of it.   Sorry to call you out there. This is one of those super-depressing aspects of hanging out w...

  • Your Credit Score Could Save You Money

    Posted April 9 by TDS Review

    Did you know that having a good credit score will save you money? It's true.   As we go about our daily business, we interact with many people, businesses and situations. Many of them are interrelated in ways that we don't always think about. For instance, how does your credit score relate to...

  • TDS Featured in Trusted Helplines Mobile App

    Posted April 9 by Gary Foreman

    Hello to all my Frugal Friends! I love making big announcements! About 10 years ago a friend began collecting various non-profit helplines and placing them on his website called Care Connect USA. Everything from utilities assistance to tax debt relief. It's been so popular that thousands of company...

  • Is It Better to Shop Online or In Store?

    Posted April 7 by TDS Guest Blogger

      by Mallory Zoe   Shopping has become a mighty exciting thing to do these days! There are plenty of choices as to where and how to shop. You maybe the kind who likes physically going to a shop and buying or the kind that is too busy or too lazy to shop. You may be home bound and are u...

  • 10 Things You Need to Know About Saving Money in April

    Posted April 6 by Gary Foreman

      An April adage: “A fool and his money are soon parted. The rest of us part with it on tax day.” With that in mind, here are 10 ways you can save money in April.   Find out if you’re one of these 4 types of savings addicts >>>   1. Declare April &ld...

  • Is There Hope for Us in Bankruptcy?

    Posted April 6 by TDS Guest Bloggers

      by Steve Rhode   Dear Steve, We have roughly $80,000 in credit card debt. We have four children. Two are in college, and we have two yet to go. We own a small business that we run out of our home in addition to my being a teacher.   How much are we really going to lose through ...

  • Deodorize with Vinegar

    Posted April 2 by TDS Review

    Probably the one most useful product for any household is plain white vinegar. Not only does it clean a variety of things, it deodorizes, too. The smell of vinegar itself doesn't last very long, so your home will smell fresh and clean with no cloying or chemical odors.   Vinegar can tackle th...

  • Retire Like a Mensch: How Not to Retire

    Posted April 2 by Emily Guy Birken

    Here's a funny question to ask yourself on the way to retirement. Why do you want to retire?   This is the sort of thing we don't often ask ourselves. I mean, wanting to retire goes without saying, right? Who wouldn't want to trade the boring workaday world for a life of leisure?   But...

  • Women's Confidence in Being Prepared for Retirement

    Posted April 1 by TDS Guest Bloggers

      by Rick Kahler   When it comes to being financially prepared for retirement, Chinese women are the most confident women in the world. In fact, they are almost twice as confident as their US counterparts.   This conclusion comes from a 2014 global survey, the Aegon Retirement Re...

  • Save on Your Next Vacation with Smart Credit Card Usage

    Posted March 31 by TDS Guest Blogger

      by Elizabeth Boyd   With spring right around the corner, the summer months are not far behind, and our thoughts start to turn to vacationing. As with most large expenditures, early planning and research will make a major difference in your ability to design a workable budget and real...

  • Being Chased for a Debt You Don't Owe

    Posted March 30 by TDS Guest Bloggers

      by Steve Rhode   Dear Steve, I'm getting really tired of being hassled for an old debt I don't owe. I keep trying to explain to the debt collectors that I don't owe the bill, and they keep trying to say I need to pay. What can I do? Mary     Dear Mary, Being chased f...

  • This is Why Your Budget Isn't Working

    Posted March 29 by Jason Cabler

      When I wrote some of my recent articles on how to budget, I wrote two posts entitled “How Do I Start a Budget?” and “How Do I Start a Budget (Round 2)” as well as “How Do You Budget on a Variable Income?”. But I just now rea...

  • Retire Like a Mensch: Demystifying Investments

    Posted March 27 by Emily Guy Birken

    The mensch is back, and focused on helping you to retire--without having to eat cat food! Dollar Stretcher reader and commenter Beth asked an excellent question on my post about the Bucket Method from two weeks ago:   What about index funds? The Bucket Method only makes sense if you know w...

  • Should We Rent or Buy a House?

    Posted March 27 by TDS Guest Bloggers

      by Steve Rhode   Dear Steve, My wife and I are new to the area and wondering if we should jump right in and buy a house or rent. I hate to rent because I think we are throwing our money away. What do you think? David     Dear David, I can certainly understand the ide...

  • Don't Buy Easter Hype

    Posted March 26 by TDS Review

    Easter isn't the most expensive holiday, and it's colored with more family and religious tones than some, but even so, it can become quite expensive if you cave in to the huge (hollow) chocolate rabbits and the live chicks (what do you do with them after Easter?) and the idea that it's another day f...

  • How a Collection Balance Can Keep Going Up

    Posted March 26 by TDS Guest Blogger

    by Gerri Detweiler   Question: I have been paying on a debt to a collection attorney. I’ve been paying the agreed upon monthly payment, but the balance keeps going up! The original debt has gone up about three times!   Answer from DebtCollectionAnswers.com:   When you work...

  • How to Use Amazon Mechanical Turk to Make Extra Money Whenever

    Posted March 25 by TDS Guest Bloggers

    by Steve Rhode   Over here at GetOutOfDebt.org, I recently read about a service Amazon provides called Mechanical Turk, which intrigued me. Unlike other online sites that look for contract help, the Amazon Mechanical Turk service seemed to offer easy to accomplish tasks that could be complete...

  • 6 Simple Tips to Lower Your Water Bill

    Posted March 24 by TDS Guest Blogger

    by Thomas Sullivan   When it comes to home efficiency, it's usually air conditioning and heating use that get most of the attention. But your plumbing system can be just as impactful on utility costs, and it deserves every bit as much attention.   Here are six easy-to-implement tips t...

  • TDS Recommends...22 Reasons Dogs Make You Healthier

    Posted March 24 by TDSPaige

    If you've been on the fence about whether to take on the responsibility of a pet, our friends over at Chewie Says have created a wonderful infographic and post that outlines 22 reasons why dogs make humans healthier! From lowering blood pressure to creating stronger immune systems, dogs have a uniq...

  • One Way to Eliminate Your Student Loans in Your Spare Time

    Posted March 23 by TDS Guest Bloggers

    by Steve Rhode   We talk a lot about student loan debt and how to deal with it here at GetOutOfDebt.org. It is something that so many people are trapped under. How do you start a family, buy a home, or just live a comfortable life when your minimum monthly student loan payment is more th...

  • Tale of a Tree

    Posted March 20 by TDS Review

    When I moved in here, there was an old wooden planter on the south side of the house, where the sun beat down on it almost all day. There was old, tired dirt in it and it looked as if it were ready to fall apart if I tried to move it, so I put that off for awhile.   A few weeks later, I notic...

  • TDS Recommends...Make Money from that Spring Cleaning!

    Posted March 20 by TDSPaige

    If you're like me, the warmer spring temperatures also mean starting up some spring cleaning. I actually enjoy spring cleaning (strange I know...). It's a bit of "welcome to spring" mixed with "fresh starts" with a tad of "get organized for summer" thrown in there too. But what if you could make som...

  • Retire Like a Mensch: It's All About the Attitude

    Posted March 19 by Emily Guy Birken

    The mensch is back, and focused on helping you to retire--without having to eat cat food! The older I get, the more clear it becomes that my mother was right.* She has always told me that only thing you really have control over is your attitude.   Believe it or not, this bit of maternal wi...

  • TDS Recommends...Lessons from Grandchildren on Living Life

    Posted March 18 by TDSPaige

    If you're a Boomer who's decided to retire, you may be considering what to do with your time. And with good reason - Boomers are one of the most active generations. So when I found this great article from the website Boomerly, a website currently in development for Boomers, I had to share it. The au...

  • Just Wash It!

    Posted March 12 by TDS Review

    A long time ago, I had a pair of soft suede boots that I loved wearing. They had soft soles and were so comfortable that I practically lived in them until I accidentally stepped in a deep pool of mud just outside of the yard.   I tried to clean the mud off, but the stain was stubborn. I tried...

  • Retire Like a Mensch: Understanding the Bucket Method

    Posted March 12 by Emily Guy Birken

    The mensch is back, and focused on helping you to retire--without having to eat cat food! Photo courtesy of David, who apparently needs no other name.   Last week, I mentioned something called the Bucket Method as a strategy for further hedging your bets that you won't outlive your money in ...

  • TDS Recommends...Financial Lessons for Your Younger Self

    Posted March 11 by TDSPaige

    If you've ever looked back and wished you'd known something years before, you're in good company. And financial decisions made early can have consequences for decades. So when we found this post from fellow bloggers over at CNA Finance on financial lessons they wish their younger selves would have k...

  • The Ultimate Garden Repurposing Guide

    Posted March 5 by TDS Review

    Really and honestly. If you want to make an ever popular container garden this year, you don't have to spend your hard earned money on buying containers. You probably have several already; you just have to look at things a little differently to see them.   See if these might spark a creative ...

  • 7 Great Ways to Accelerate Your Savings

    Posted March 5 by Jason Cabler

      Most Americans are saving very little money, if any at all.  I know my savings have been harder to come by in recent years. Over the last few years my income was cut almost in half due to several factors.  On top of that, we were also paying cash for my wife’s bachelor&rsqu...

  • TDS Recommends...Ways to Make Extra Money

    Posted March 5 by TDSPaige

    Now that Spring is here, you might be thinking of paying down an extra debt, or putting a little extra cash in your pocket. And if you're tired of reading the same tips to try and find extra money, here's a really unique list from our friends over at The Pennyhoarder of 12 ideas for making extra mon...

  • How Much Money Do You Need for Retirement?

    Posted March 4 by Emily Guy Birken

    The mensch is back, and focused on helping you to retire--without having to eat cat food! This week, let's talk about just how much money you really need to retire.   This is one of those deceptively simple questions that seems like it should have an easy answer. Instead, you get economist...

  • TDS Recommends..A $750 Amazon Giveaway!

    Posted March 4 by TDSPaige

    What are you planning for Spring Break? And would $750 dollars from Amazon help you out? If so, here's your chance to win!!  We are working with some fantastic bloggers to bring you an opportunity to win this great prize....perfect for stocking up on Spring Break essentials. To enter, visit ou...

  • 4 Steps to a Budget You Can Keep

    Posted March 3 by TDS Guest Blogger

    by Joseph Hogue, CFA   Is there anything more boring in personal finance than budgeting? Seriously, how many articles about saving money could you just not wait to sit down and read?   Investing and learning how to grow your money, good stuff. Making your retirement plans and feeling c...

  • TDS Recommends...Eating Fresh and Local Produce

    Posted March 2 by TDSPaige

    I'm a huge fan of local produce. I love coming home from my weekly farm visits with delicious and seasonal fresh produce right from my community. So when I ran across this great post  from our friend Ruth Soukup from Living Well Spending Less, I knew I had to share it with you! Ruth's post has ...

  • Corned Beef and Cabbage!

    Posted February 26 by TDS Review

      I love corned beef and cabbage and I always try to stock up on corned beef just before Saint Patrick's Day.    I like to have it three or four times a year, so that's how much I try to have on hand, as far as corned beef goes.   I also buy at least one extra head of...

  • 7 Easy Ways to Cut Office Expenses

    Posted February 26 by TDS Guest Blogger

    by Thomas McClintock   Business owners are always looking for more ways to cut costs at the office. And who can blame them? The more overhead you can get rid of, the better your long-term profit. It's a no-brainer. However, finding the right places to cut isn't always easy.   Here...

  • TDS Recommends...Better After 50

    Posted February 26 by Gary Foreman

    Mrs. Dollar Stretcher and I became empty nesters a few years ago. And, while we love our kids and are really happy when they visit, it's also nice to be empty nesters. But, if you're a responsible loving parent (and we like to think we are!), that means that you'll feel a little guilty about enjoyin...

  • TDS Recommends..Who Doesn't Love Pizza Rolls?

    Posted February 24 by TDSPaige

    I'm a huge sucker for cheesy, yummy, melt-in-your mouth pizza. Maybe it's the goopy cheese, or the crunchy crust. Or maybe it's because I watch what I eat most days, and pizza is a rockin' splurge. Whatever the case, I've certainly passed the pizza love on to my 3 kids. It's a favorite for dinner, f...

  • Healthy and Inexpensive Food

    Posted February 19 by TDS Review

    Too often, when we think of healthy food, we think of expensive food. We see visions of pricey salads, lean beef and out of season vegetables, but that's not necessarily the way to eat healthier. As a matter of fact, it isn't healthy to eat out of season produce because it has either been flown or t...

  • TDS Recommends...A Spring Wedding Giveaway!

    Posted February 16 by TDSPaige

    Spring is almost here! And with Spring comes wedding showers and weddings! And I couldn't resist passing along this amazing giveaway to TDS readers! It's a wedding giveaway! So brides-to be, bridal parties, families of the bride and groom - take a look below! And good luck!     Welc...

  • Winter Blahs Getting You Down?

    Posted February 12 by TDS Review

    Along this time of year, it's easy to get cabin fever and want nothing more than to get outside and see something fresh and new. Winter seems to drag on and on. A change of scenery would help!   So why not make a change of scenery indoors? You can do it for free or very little, especially if ...

  • Quest for the Great Flour Tortilla

    Posted February 5 by TDS Review

    Bright person that I am, I decided that I could save money by making my own flour tortillas instead of buying them premade from the store. It was a good thought, because right after that, the price of a package of tortillas started going up. And up. And up. Right now, it costs almost twice as much f...

  • Things to Consider Before You Go Solar

    Posted February 4 by TDS Guest Blogger

    by Tim Smith     via Modernize Solar   On paper, installing solar panels on your home seems like a no-brainer. After all, who wouldn't want to substantially decrease their electric bill or perhaps even eliminate it altogether? While that may sound like a winning idea, there are...

  • Prepping Frugally

    Posted January 29 by TDS Review

    Being a prepper doesn't carry quite the negative connotations that it seemed to in the past. Due in part to recent disasters, more people have realized that they need to depend on themselves and not government agencies that may or may not appear when they are needed.   Being ready for a hurri...

  • Biggest Risk in Crowdfunding You Didn’t Know About

    Posted January 27 by TDS Guest Blogger

    by Joseph Hogue   If you have seen the headlines or have had any experience with crowdfunding over the last year, you’re probably thinking how you can get in on this booming new form of finance. I’ve been coaching crowdfunding campaigns for a couple of years and was really excited...

  • Use Up Those Odds and Ends

    Posted January 22 by TDS Review

    Still eating out of the pantry? What are you going to do with that little jar of pasta sauce you thought you'd use? Or the package of ancient grains that never made it into a loaf of bread? Maybe it's a dry soup mix that you've had for awhile or a package of instant cereal no one likes.   Mak...

  • Pantry Challenge Homemade Bread Adventure

    Posted January 20 by TDSPantryChallenge

    We ran out of bread this past week, and for a family that loves peanut butter and jelly sandwiches, this was a big problem. But before I get into my bread-making adventure, let me give you a quick update on all things Pantry Challenge at my house. 1. I cleaned out my refrigerator over the weekend. ...

  • The Basics of Life: Beyond Pantries

    Posted January 15 by TDS Review

    I'm not talking about the birds and the bees. I am talking about the things that we really need to live a fulfilled and happy life. Of course, it's going to vary for each of us, but maybe a "Go to Zero" session now and then would help us all get our feet back on the ground.   I was enchanted ...

  • Pantry Challenge Meal Planning

    Posted January 14 by TDSPantryChallenge

    Hi everyone - Paige here, and we are in full Pantry Challenge swing at my house! So far so good! ...but then again, we just started Monday, right?   I wanted to share a few meal planning templates and strategies that I thought could be really useful in figuring out what (and when) to cook cer...

  • Small Victories Win the War- Get Out of Debt & Achieve Goals

    Posted January 13 by Jason Cabler

      Getting out of debt can seem like a daunting task.  When you finally decide to take the step of getting yourself out of debt, it’s easy to be intimidated by the huge goal you’ve presented for yourself. And when you realize what you’re up against, you’re ready ...

  • Have You Ever Done a Pantry Challenge?

    Posted January 12 by TDS Review

    I have, but on my own terms, and usually without actually planning it, at least the way they do it on the forums here. The next four weeks have been designated as "TDS Pantry Challenge" weeks, so you can find lots of ideas, guidelines and information about it.   What is a pantry challenge? Ge...

  • The Pantry Challenge Begins!

    Posted January 12 by TDSPantryChallenge

    Hi everyone! It's Paige, from TDS Recommends and staff writer/reviewer on the site too! I am excited to be joining Andrea for a month long Pantry Challenge adventure! This past weekend, I told my fam about it. I explained that I wanted to try to use up all that we had in the pantry, and also save a...

  • Choosing Your TDS Pantry Challenge Parameters

    Posted January 9 by TDSPantryChallenge

    The great thing about doing a pantry challenge is that you can structure it to fit your own needs and goals. You will need to decide how long you should do the challenge, and how much weekly food 'allowance' if any, you will get. The trick is to structure in such a way that it pushes you to reach yo...

  • 8 Reasons to Take the TDS Pantry Challenge

    Posted January 9 by TDSPantryChallenge

    So why do a pantry challenge? We'll give you 8 great reasons!   1. To put some extra cash in your pocket.   The main reason many people choose to do a pantry challenge is to free up a bit of extra cash. Maybe you'd like to pay off those holiday bills as quickly as possible or have some...

  • Pantries and Expiration Dates

    Posted January 8 by TDS Review

    This time of year is a great time to clean the pantry along with all the other decluttering that seems to suit the season. So I did and I have to say that it's not always easy (at least for me) to be disciplined enough to use food before its expiration date.   Now, mind you, I have eaten and ...

  • TDS Recommends...Rethinking Your Laundry

    Posted January 8 by TDSPaige

    I am a self-professed hater of laundry. To me, it's the chore that always has to be done, and is never done. There's always clothes to wash, to fold, to put away... and to be honest, for years, it's been my least favorite cleaning task. But today, I read this inspiring post from Empty House Full Min...

  • The TDS Pantry Challenge How-To

    Posted January 7 by TDSPantryChallenge

    Welcome to the TDS Pantry Challenge!   If you have never done or heard of a pantry challenge, the idea is to only eat and prepare meals using things you already have in your kitchen for a specified period of time in order to avoid spending money on food. At the end of the challenge, you hopef...

  • Savvy Savings at TDS 1/7/2015

    Posted January 7 by Lisa Rudolph

    Here are today's Savvy Savings! Here are all the new Printable Coupons that have just posted. You can get (2) prints of each coupon per computer, so go ahead and print the ones you think you’ll use! Remember these will reach their print limit FAST! So print them now and save them for the ...

  • Join TDS for a Pantry Challenge!

    Posted January 6 by TDSPantryChallenge

    Does your lack of pantry organization lead to you finding food in your cupboards long after it has expired? Could you use a little extra cash in your budget right now to pay off those holiday bills?  I know I answered yes to both of these questions! My name is Andrea, and even though I work her...

  • TDS Recommends ... An Easy Way to Calculate Retirement

    Posted January 2 by TDSPaige

    If you're thinking about your own retirement this week, as part of your resolutions or long term plans, maybe you're wondering about a way to calculate how much retirement  you'll need? If so, we've got a great post from Open Retirement on steps to take to calculate your retirement. these are s...

  • Donate and Buy: Time for Thrift Stores!

    Posted January 1 by TDS Review

    Decluttering and organizing is as natural to this time of year as picnics are to summer! If you're like most, you're eager to clean out closets and cabinets and drawers and bookshelves and pantries. It's time for a fresh start, and how can we start fresh with all that stuff in the way?   Thri...

  • TDS Recommends! ..The Secrets of Senior Sucess

    Posted December 30, 2014 by TDSPaige

    Hello again! And welcome back to TDS Recommends! Beginning 2015, we want to resume bringing you great ideas and tips from some excellent bloggers accross the web. So dive right in! Today, we ran across a great post/tweetjam from Daily Finance on successful senior secrets. From staying focused on sa...

  • Savvy Savings TDS 12/30/2014

    Posted December 30, 2014 by Lisa Rudolph

    Here are today's Savvy Savings! Here are all the new Printable Coupons that have just posted. You can get (2) prints of each coupon per computer, so go ahead and print the ones you think you’ll use! Remember these will reach their print limit FAST! So print them now and save them for the ...

  • Get Ready for the New Year

    Posted December 26, 2014 by TDS Review

    You have about three working days to make charitable contributions to ease your tax load for 2014, check your credit record for the year to make sure things are all right and max out retirement funds. And then there are those after Christmas sales. Sorry, didn't mean to scare you. I know... I kno...

  • Need to Get Out of Debt? 5 Simple Steps to Get Started Right N

    Posted December 22, 2014 by Jason Cabler

    Ever entertained the idea of getting completely out of debt but never figured out how to get started?  I think most anybody who’s in debt or has been in debt has entertained that idea at some point. You realize you’re not comfortable with how much debt you have, and you...

  • The Wisdom of Scrooge? - Part 2

    Posted December 22, 2014 by TDS Guest Bloggers

    by Rick Kahler   Last week we discussed the most important step of changing a problematic financial behavior: becoming willing to admit that changing the behavior is important and to seriously contemplate the change. Ebenezer Scrooge in A Christmas Carol took that step when he heeded a warnin...

  • Quick and Frugal Last Minute Gifts

    Posted December 18, 2014 by TDS Review

    The holiday season means gifts of many kinds for many reasons, and frugal folks are usually on top of it all, having planned and even shopped months or at least weeks before the rush.  It happens to us all, though. First we write the list, then we go shopping. We mark off this one and that one,...

  • The Wisdom of Scrooge?

    Posted December 18, 2014 by TDS Guest Bloggers

    by Rick Kahler   For me, the Christmas season doesn't seem complete without Charles Dickens's A Christmas Carol. I've long been captivated by the transformation of the cold-hearted and calculating Mr. Scrooge, the seemingly inherent goodness of Bob Cratchit, and the haunting visits of the Gho...

  • How to Renovate Your Life- 3 Steps to Make Change Happen

    Posted December 13, 2014 by Jason Cabler

    At my house, we’ve recently had a bright red cardinal start paying us a daily visit.  He seems to like the feathered wreaths my wife Angie hung in our front sitting room window. He likes to perch himself on the weeping cherry tree next to the window, and every 30 seconds or s...

  • Savvy Savings at TDS 12/12/2014

    Posted December 12, 2014 by Lisa Rudolph

    Here are today's Savvy Savings! Here are all the new Printable Coupons that have just posted. You can get (2) prints of each coupon per computer, so go ahead and print the ones you think you’ll use! Remember these will reach their print limit FAST! So print them now and save them for the ...

  • Presenting Frugal Food Gifts

    Posted December 10, 2014 by TDS Review

    Large tins of gourmet popcorn and small tins of special (or not so special) cookies, fancy wrapped cheese logs and pretty containers of candies seem to be popular Christmas gifts. You can really spend a ton of money on them, though! Just go to a search engine and type in "food gifts" and you'll see ...

  • Savvy Savings at TDS 12/5/2014

    Posted December 5, 2014 by Lisa Rudolph

    Here are today's Savvy Savings! Here are all the new Printable Coupons that have just posted. You can get (2) prints of each coupon per computer, so go ahead and print the ones you think you’ll use! Remember these will reach their print limit FAST! So print them now and save them for the up...

  • From the Archives: Presenting Homemade Gifts

    Posted December 4, 2014 by TDS Review

    Are you giving homemade candy, cookies or other goodies as gifts? Presentation means a lot. Your offering is unique, so make its presentation unique. Expensive products are often dressed up in elegantly colored and decorated boxes or bags, making the recipient feel as if they were getting something ...

  • Live Like a Mensch: See You in 2015

    Posted December 3, 2014 by Emily Guy Birken

    I am working feverishly on my second book right now--and feverishly is the operative word. Like many a writer before me, I find myself within a few weeks of my deadline with many a word still unwritten. My publisher has woken up Spike, the Deadline Enforcement Agent, and thrown him a couple of bones...

  • How to Avoid the 4 Biggest Risks in Peer Lending

    Posted December 2, 2014 by TDS Guest Blogger

    by Joseph Hogue, CFA    Peer lending is making a huge comeback and looks to change the way we think about lending in America. Getting over its stigma from the financial crisis, investors and borrowers are coming back to the idea resulting in billions of loans just in the last year. ...

  • Savvy Savings at TDS 12/1/2014

    Posted December 1, 2014 by Lisa Rudolph

    Here are today's Savvy Savings! Here are all the new Printable Coupons that have just posted. You can get (2) prints of each coupon per computer, so go ahead and print the ones you think you’ll use! Remember these will reach their print limit FAST! So print them now and save them for the ...

  • Don't Manage Your Debt- Eliminate it For Good!

    Posted November 29, 2014 by Jason Cabler

    Being a personal finance blogger and a money geek, I like to read personal finance blogs, watch shows about money, and read tons of books on money, business, and finance.  I even listen to podcasts and radio shows about money when I get a chance. Most of the personal finance experts I l...

  • Had Enough "Frugal" Gifting?

    Posted November 28, 2014 by TDS Review

    Baskets of goodies, mixes in jars and IOUs for services become rather uninspiring and downright boring after a few years! If you're past that and would like to be frugal without looking frugal, here are some ideas to get your creativity flowing: 1. Go to the dollar store and pick up a frame, then i...

  • Savvy Savings at TDS 11/28/2014

    Posted November 28, 2014 by Lisa Rudolph

    Here are today's Savvy Savings! Here are all the new Printable Coupons that have just posted. You can get (2) prints of each coupon per computer, so go ahead and print the ones you think you’ll use! Remember these will reach their print limit FAST! So print them now and save them for the ...

  • Live Like a Mensch: Give Thanks for Your Stuff

    Posted November 25, 2014 by Emily Guy Birken

    I love Thanksgiving. I love pausing each fall to take the time to be thankful for all the abundance in our lives.   (I also have a thing for turkey and stuffing, which just makes Thanksgiving the perfect holiday.)   Most Novembers, I advocate that we should take the time to be thankf...

  • Savvy Savings at TDS 11/24/14

    Posted November 24, 2014 by Lisa Rudolph

    Here are today's Savvy Savings! Here are all the new Printable Coupons that have just posted. You can get (2) prints of each coupon per computer, so go ahead and print the ones you think you’ll use! Remember these will reach their print limit FAST! So print them now and save them for the ...

  • Live Like a Mensch: Walking the Selfish/Selfless Line

    Posted November 21, 2014 by Emily Guy Birken

    Photo of Roz Chast courtesy of Larry D. Moore, CC BY-SA 3.0   Last week, I basically inhaled the witty and moving and sad book Can't We Talk About Something More Pleasant by cartoonist Roz Chast. It's an illustrated memoir of Chast's parents as they reached the end of their long lives and how...

  • Savvy Savings at TDS 11/21/2014

    Posted November 21, 2014 by Lisa Rudolph

    Here are today's Savvy Savings! Here are all the new Printable Coupons that have just posted. You can get (2) prints of each coupon per computer, so go ahead and print the ones you think you’ll use! Remember these will reach their print limit FAST! So print them now and save them for the ...

  • Thanksgiving

    Posted November 21, 2014 by TDS Review

    I overheard a woman talking in the grocery store about Thanksgiving dinner. She said it was a family tradition to eat out on that day and she was thankful that she didn't have to cook it.   I guess that works for some folks, but to each their own! We should be thankful for being able to make ...

  • Live Like a Mensch: When J Doesn't Want to Do a Car Repair

    Posted November 19, 2014 by Emily Guy Birken

    As I've mentioned previously, J does a large portion of the car care/maintenance/repair on our two vehicles.   Every once in a while, however, he'll come to me and say, "I'd really like to put the car in the shop for X repair."   This is the point at which I say: "Sure thing!"  ...

  • Savvy Savings at TDS11/14/2014

    Posted November 17, 2014 by Lisa Rudolph

    Here are today's Savvy Savings! Here are all the new Printable Coupons that have just posted. You can get (2) prints of each coupon per computer, so go ahead and print the ones you think you’ll use! Remember these will reach their print limit FAST! So print them now and save them for the ...

  • Live Like a Mensch: Taking Care of Your Money

    Posted November 14, 2014 by Emily Guy Birken

    This morning I came across the following quotation from Goethe (and if you'd like to know what the benefit of a $100,000 liberal arts education is, it's the fact that I can show off that I know his name is pronounced Gerta.)   Many people take no care of their money till they come nearly to t...

  • Old Fashioned Christmas Decorating Made New

    Posted November 13, 2014 by TDS Review

    Remember paper chains and cutout angels? Popcorn balls in a big bowl and candy canes hanging on the tree... these are decorations from days gone by, when most people made do with what they had and didn't have to go out and buy new decorating themes for each holiday.   Those things might seem ...

  • How to Start an Envelope System and Budget With Cash

    Posted November 13, 2014 by Jason Cabler

    Starting an envelope system along with a consistent monthly budget is absolutely the best way to operate your finances, period.  If you consistently have trouble knowing where all your money goes, and having the discipline to keep from spending too much, then using an envelope system (along w...

  • Savvy Savings at TDS 11/13/2014

    Posted November 13, 2014 by Lisa Rudolph

    Here are today's Savvy Savings! Here are all the new Printable Coupons that have just posted. You can get (2) prints of each coupon per computer, so go ahead and print the ones you think you’ll use! Remember these will reach their print limit FAST! So print them now and save them for the ...

  • Live Like a Mensch: Farshtinkiner Planned Obsolescence

    Posted November 11, 2014 by Emily Guy Birken

    Or, An Easy Way to Tell If One's Husband Has Seamlessly Transitioned Into a Genially Grumpy Dad Type.   Here at Chez Mensch, we believe in an equal distribution of labor. J handles outside stuff (which includes cars, yard work, and anything difficult involving a ladder) dog stuff, floor clean...

  • Savvy Savings at TDS 11/10/2014

    Posted November 10, 2014 by Lisa Rudolph

    Here are today's Savvy Savings! Here are all the new Printable Coupons that have just posted. You can get (2) prints of each coupon per computer, so go ahead and print the ones you think you’ll use! Remember these will reach their print limit FAST! So print them now and save them for the ...

  • Make Online Shopping Easier and Cheaper

    Posted November 7, 2014 by TDS Review

    If you're a wise shopper, you can shop some awesome deals at Amazon and make this Christmas a lot less expensive!   Shopping of any kind, even at the best prices, can still be stressful, though, so how about a little help? Enter: Amazon's "memory." Amazon keeps track of your orders from year ...

  • Live Like a Mensch: Contentment Is My Currency

    Posted November 7, 2014 by Emily Guy Birken

    I have recently been thinking about my money philosophy. As I've mentioned before, money has never been a major worry for me. This is partially because I grew up with the lesson that a problem that could be solved with money isn't really a problem. That lesson helped me to recognize that there are...

  • Live Like a Mensch: Semi-Frightening Retirement Statistics

    Posted November 6, 2014 by Emily Guy Birken

    "Connected to the Internet? But where are the series of tubes attached?"   If you'd like to be bummed out, there are three types of individuals you ought to talk to: 1. Morticians 2. Virologists 3. Retirement experts These three groups are a hoot to have at a cocktail party, let me tell...

  • Congratulations to October's Pinner of the Month!

    Posted November 5, 2014 by TDSPaige

    Congratulations to October's Pinner of the Month - Jessica Q.! Jessica pinned our article on Saving at Bakery Outlet Stores. As our Pinner of the Month, she wins a $10.00 Amazon gift card! She has some wonderful and informative Pinterest boards, including some beautiful pins on canning as well as cr...

  • Savvy Savings at TDS 11/5/2014

    Posted November 5, 2014 by Lisa Rudolph

    Here are today's Savvy Savings! Here are all the new Printable Coupons that have just posted. You can get (2) prints of each coupon per computer, so go ahead and print the ones you think you’ll use! Remember these will reach their print limit FAST! So print them now and save them for the ...

  • Savvy Savings at TDS 11/3/2014

    Posted November 3, 2014 by Lisa Rudolph

    Here are today's Savvy Savings! Here are all the new Printable Coupons that have just posted. You can get (2) prints of each coupon per computer, so go ahead and print the ones you think you’ll use! Remember these will reach their print limit FAST! So print them now and save them for the ...

  • Live Like a Mensch: A Halloween/Blogoversary Retrospective

    Posted October 31, 2014 by Emily Guy Birken

    Image courtesy of Justin Cozart Happy Halloween!   Not only is today one of my favorite holidays of the year, but it is also my blogoversary. Three years ago today, I wrote my very first Live Like a Mensch post. The one that started it all.   I thought I would take a minute and think...

  • For Safety's Sake

    Posted October 30, 2014 by TDS Review

    It used to be that identity theft meant that thieves got into your trash and found your bank statement. Paper shredders became popular, then shredders that cut both ways came on the scene.   That doesn't seem to help much any more.   If you're online, you're at risk for the malicious u...

  • Live Like a Mensch: 4 Clutter Free and Cheap Gift Ideas

    Posted October 29, 2014 by Emily Guy Birken

    I am already thinking ahead about gifts for Hannukah. This is in part because since LO's birthday in late August, the child has been asking if any and every box that comes into our house is a present for him.   But I am also thinking ahead about Hannukah because I want do two things this year...

  • Savvy Savings at TDS 10/29/2014

    Posted October 29, 2014 by Lisa Rudolph

    Here are today's Savvy Savings! Here are all the new Printable Coupons that have just posted. You can get (2) prints of each coupon per computer, so go ahead and print the ones you think you’ll use! Remember these will reach their print limit FAST! So print them now and save them for the ...

  • Savvy Savings at TDS 10/27/2014

    Posted October 27, 2014 by Lisa Rudolph

    Here are today's Savvy Savings! Here are all the new Printable Coupons that have just posted. You can get (2) prints of each coupon per computer, so go ahead and print the ones you think you’ll use! Remember these will reach their print limit FAST! So print them now and save them for the ...

  • Broke for Christmas!

    Posted October 24, 2014 by TDS Review

    Okay, so it's still a few days until Christmas but it's past time to start thinking about it, especially if you're watching your money. You may not be completely broke, but it isn't quite Christmas yet, either, so it's early enough to make some plans and put them into action so that you can have a g...

  • Living Paycheck to Paycheck? How You Can Get Ahead (Part 2)

    Posted October 23, 2014 by Jason Cabler

        In the first " Living Paycheck to Paycheck?- How to Get Ahead " article in the series, I showed you eight things that may be causing you to live from paycheck to paycheck. In this second part of the series, I'll show you some of the things you can do in order to sto...

  • Live Like a Mensch: Minimalism vs. Frugality

    Posted October 22, 2014 by Emily Guy Birken

    Image courtesy of Swaminathan   I recently decided to embrace a little more minimalism in my life.   This is something I come to about once a year, I believe, but this time I mean it! (How many times have you heard that?) I have realized that the true secret to organization is to hav...

  • Savvy Savings at TDS 10/22/2014

    Posted October 22, 2014 by Lisa Rudolph

    Here are today's Savvy Savings! Here are all the new Printable Coupons that have just posted. You can get (2) prints of each coupon per computer, so go ahead and print the ones you think you’ll use! Remember these will reach their print limit FAST! So print them now and save them for the ...

  • Savvy Savings at TDS 10/20/2014

    Posted October 20, 2014 by Lisa Rudolph

    Here are today's Savvy Savings! Here are all the new Printable Coupons that have just posted. You can get (2) prints of each coupon per computer, so go ahead and print the ones you think you’ll use! Remember these will reach their print limit FAST! So print them now and save them for the ...

  • Savvy Savings at TDS 10/17/2014

    Posted October 17, 2014 by Lisa Rudolph

    Here are today's Savvy Savings! Here are all the new Printable Coupons that have just posted. You can get (2) prints of each coupon per computer, so go ahead and print the ones you think you’ll use! Remember these will reach their print limit FAST! So print them now and save them for the ...

  • Cheaper Restaurant Meals

    Posted October 16, 2014 by TDS Review

    There are good reasons to eat out now and then. Celebrating a special day, on vacation or for any other reason, you can eat out and curb the cost of those restaurant meals.   If you intend to ask for discounts, do it before you order, not after. You may have to order a certain meal to get it....

  • Live Like a Mensch: 10 Things to Do Today to Save on Christmas/

    Posted October 16, 2014 by Emily Guy Birken

    "But Santa, it's not even Halloween yet!" "Hush, child. It's Christmas when the retailers say it's Christmas!"     Okay, as much as I seriously lament the annexing of first Thanksgiving, and now Halloween, for the great red-suited one (and seriously, do we need to ALREADY have Christ...

  • Savvy Savings at TDS 10/16/2014

    Posted October 16, 2014 by Lisa Rudolph

    Here are today's Savvy Savings!   Earn FREE Money Every Shopping Trip With Checkout 51 Checkout 51 offers cashback when you buy specific items at ANY store. This app is great because unlike iBotta a smartphone is not needed. You have the option to upload your receipt using your comp...

  • Live Like a Mensch: The Power of Outwitting Yourself

    Posted October 15, 2014 by Emily Guy Birken

    Image source   Over the years, I have very slowly come to a profound realization about organization:   Those who appear to be born organized are not any smarter/more mindful/better at juggling than the average bear. No, the born organized are just better at one single activity: Outwitt...

  • Living Paycheck to Paycheck? How You Can Get Ahead

    Posted October 14, 2014 by Jason Cabler

    Studies have shown that more than two thirds of people are living paycheck to paycheck at least part of the time. That's a pretty stunning statistic. Keeping your head above water financially seems to be getting harder and harder every year, and there are a variety of reasons why that's ...

  • Savvy Savings at TDS 10/13/2014

    Posted October 13, 2014 by Lisa Rudolph

    Here are today's Savvy Savings! Here are all the new Printable Coupons that have just posted. You can get (2) prints of each coupon per computer, so go ahead and print the ones you think you’ll use! Remember these will reach their print limit FAST! So print them now and save them for the ...

  • Live Like a Mensch: On Not Caring What Others Think

    Posted October 10, 2014 by Emily Guy Birken

    The face of someone who *seriously* doesn't care.   I have to admit to something that I'm not proud of:   I am susceptible to the peer pressure to spend.   Now, that doesn't mean that I buy name brand items to impress people I don't even like. That seems like a good strategy t...

  • Savvy Savings at TDS 10/10/2014

    Posted October 10, 2014 by Lisa Rudolph

    Here are today's Savvy Savings! Here are all the new Printable Coupons that have just posted. You can get (2) prints of each coupon per computer, so go ahead and print the ones you think you’ll use! Remember these will reach their print limit FAST! So print them now and save them for the ...

  • Dispose of the Disposables

    Posted October 9, 2014 by TDS Review

    Why do people buy things to throw away? Is it because they can't generate enough trash otherwise? Or is it because they have some extreme sense of cleanliness? I can think of another couple of possibilities, but I don't want to offend anyone!   So let's get specific. Why do YOU buy disposable...

  • Savvy Savings at TDS 10/8/14

    Posted October 8, 2014 by Lisa Rudolph

    Here are today's Savvy Savings! Here are all the new Printable Coupons that have just posted. You can get (2) prints of each coupon per computer, so go ahead and print the ones you think you’ll use! Remember these will reach their print limit FAST! So print them now and save them for the ...

  • Live Like a Mensch: The Importance of Knowing What You Want

    Posted October 7, 2014 by Emily Guy Birken

    My mom, the Grandmensch, is visiting. This, of course, means that we took an afternoon on Sunday to make a pilgrimage to our favorite place--The Container Store. (Which J refers to as "The Store That Must Not Be Named." Seriously, the man breaks out in hives if I just mention the word "Container.") ...

  • Savvy Savings at TDS 10/6/2014

    Posted October 6, 2014 by Lisa Rudolph

    Here are today's Savvy Savings! Here are all the new Printable Coupons that have just posted. You can get (2) prints of each coupon per computer, so go ahead and print the ones you think you’ll use! Remember these will reach their print limit FAST! So print them now and save them for the ...

  • 18 Ways to Simplify Your Life and Spend Less

    Posted October 3, 2014 by Jason Cabler

    Have the demands of your life and finances become overwhelming?  It’s a problem that most of us face at one time or another.  The quickening pace of modern society can easily overtake your time, your money, and ultimately your happiness if you let them. If you’ve gotten to t...

  • How To Stay Warm When It's Cold Out

    Posted October 2, 2014 by TDS Review

    When it's cold outside (and it's coming, for most of us!) is not the time to try to make your home more "energy efficient." That's a buzzword that's popular now, but the truth is that being energy efficient means that you're more comfortable for less money and that's a worthy goal!   You've p...

  • Live Like a Mensch: 3 Ways to Talk to Your Spouse About Retirem

    Posted October 2, 2014 by Emily Guy Birken

    Pictured: a couple about to have a wild and crazy night talking about 401(k)s and compound interest   It has been my experience that the marriage money model that J and I follow is a fairly common one: namely, there is one person who is either a money nerd or less squicked by the idea of thin...

  • Savvy Savings at TDS 10/1/2014

    Posted October 1, 2014 by Lisa Rudolph

    Here are today's Savvy Savings! Here are all the NEW Printable Coupons that have just posted. You can get (2) prints of each coupon per computer, so go ahead and print the ones you think you’ll use! Remember these will reach their print limit FAST! So print them now and save them for the up...

  • Live Like a Mensch: The Joy of Tracking My Expenses

    Posted September 30, 2014 by Emily Guy Birken

    Image source     In a fit of irony, I recently decided to indulge one of my gazingus pin habits by purchasing the above budget tracker so that I could fulfill one of the important steps of the Your Money or Your Life process: tracking our expenses.   J looked askance at me when...

  • Savvy Savings at TDS 9/29/2014

    Posted September 29, 2014 by Lisa Rudolph

    Here are today's Savvy Savings! Here are all the new Printable Coupons that have just posted. You can get (2) prints of each coupon per computer, so go ahead and print the ones you think you’ll use! Remember these will reach their print limit FAST! So print them now and save them for the ...

  • Savvy Savings at TDS 9/26/2014

    Posted September 26, 2014 by Lisa Rudolph

    Here are today's Savvy Savings! Here are all the new Printable Coupons that have just posted. You can get (2) prints of each coupon per computer, so go ahead and print the ones you think you’ll use! Remember these will reach their print limit FAST! So print them now and save them for the ...

  • Live Like a Mensch: A Problem That Can Be Solved With Money…

    Posted September 24, 2014 by Emily Guy Birken

    One of the pieces of wisdom that was passed down to me from my mother’s family was the following statement:   A problem that can be solved with money isn’t really a problem.   Growing up, I understood this to mean that money should never be the impediment to any particula...

  • Savvy Savings at TDS 9/24/2014

    Posted September 24, 2014 by Lisa Rudolph

    Here are today's Savvy Savings! Here are all the new Printable Coupons that have just posted. You can get (2) prints of each coupon per computer, so go ahead and print the ones you think you’ll use! Remember these will reach their print limit FAST! So print them now and save them for the ...

  • Live Like a Mensch: The Away-From-Home Spending Phenomenon

    Posted September 22, 2014 by Emily Guy Birken

    (The only family friendly photo of Bourbon Street that I could find on Wikipedia courtesy of Infrogmation.)   I have just returned from the fourth annual Financial Blogger conference, familiarly known as FinCon, which this year was held in New Orleans. In getting prepared for the four-day co...

  • Savvy Savings at TDS 9/22/2014

    Posted September 22, 2014 by Lisa Rudolph

    Here are today's Savvy Savings! Here are all the new Printable Coupons that have just posted. You can get (2) prints of each coupon per computer, so go ahead and print the ones you think you’ll use! Remember these will reach their print limit FAST! So print them now and save them for the...

  • Frugal Laundry

    Posted September 19, 2014 by TDS Review

    For Mothers' Day a few years ago, my daughter bought me a scrub board. Does she know me, or what? I have often done laundry by hand just for the fun of it (and to save a few pennies). I bought a wringer washer from my brother-in-law that is used regularly. It saves a lot of water, electricity and de...

  • Savvy Savings at TDS 9/17/2014

    Posted September 17, 2014 by Lisa Rudolph

    Here are today's Savvy Savings! Here are all the new Printable Coupons that have just posted. Remember these will reach their print limit FAST! So print them now and save them for the upcoming sales. You are able to print two per computer! $2.00 off Dunkin' Donuts coffee & coffee creamer...

  • Live Like a Mensch: What Goes Into Being Good with Money?

    Posted September 16, 2014 by Emily Guy Birken

      Because J and I have our fingers firmly on the pulse of the most current pop culture, we recently watched the film 21 Jump Street.   Early in the film, Ice Cube's character--the angry police captain in charge of the ridiculous high school sting operation--is judging Jonah Hill and C...

  • Savvy Savings at TDS 9/15/2014

    Posted September 15, 2014 by Lisa Rudolph

    Here are today's Savvy Savings! Here are all the new Printable Coupons that have just posted. Remember these will reach their print limit FAST! So print them now and save them for the upcoming sales. You are able to print two per computer! $1.00 off ONE ZzzQuil™ product $1.00 off ...

  • Savvy Savings at TDS 9/12/2014

    Posted September 12, 2014 by Lisa Rudolph

    Here are today's Savvy Savings! Here are all the new Printable Coupons that have just posted. Remember these will reach their print limit FAST! So print them now and save them for the upcoming sales. You are able to print two per computer! $2.00 off two Starbucks Packaged Coffee products...

  • Live Like a Mensch: Unnecessary Purchases

    Posted September 12, 2014 by Emily Guy Birken

    Ridiculously adorable photo courtesy of sawamur   I recently read this article on Wise Bread detailing 13 dumb purchases you need to stop making.   While it does include some of my least favorite personal finance advice--basically, yet another iteration of the Latte Factor, which I bel...

  • Time to Gather Firewood

    Posted September 12, 2014 by TDS Review

    Long ago and far away (not really) we heated our house with wood. Since we lived on the prairie, we had to buy wood for the most part, but we supplemented that with bartering and with free wood.   One way we got it free was to offer a corner of our back lot to a tree trimming service. These s...

  • Savvy Savings at TDS 9/10/2014

    Posted September 10, 2014 by Lisa Rudolph

    Here are today's Savvy Savings! Here are all the new Printable Coupons that have just posted. Remember these will reach their print limit FAST! So print them now and save them for the upcoming sales. You are able to print two per computer! $1.00 off any ONE (1) Newman's Own Frozen Pizza ...

  • Live Like a Mensch: The Five Hour Hot Dog

    Posted September 8, 2014 by Emily Guy Birken

    This past Saturday, J stood in line for over five hours for a hot dog.   Now, before you decide that he's crazy, let me assure that he is.   Here's how it happened: J and a friend of his have had a somewhat stressful summer. They decided to plan a fun trip to Chicago, where they'd ha...

  • Savvy Savings at TDS 9/8/2014

    Posted September 8, 2014 by Lisa Rudolph

    Here are today's Savvy Savings! Here are all the new Printable Coupons that have just posted. Remember these will reach their print limit FAST! So print them now and save them for the upcoming sales. You are able to print two per computer! $0.55 off ANY ONE (1) STATE FAIR Corn Dog Produc...

  • Savvy Savings at TDS Checkout 51 Offers 9/5/2014

    Posted September 5, 2014 by Lisa Rudolph

    Here are today's Savvy Savings Checkout 51 Offers!   Earn FREE Money Every Shopping Trip With Checkout 51 Checkout 51 offers cashback when you buy specific items at ANY store. This app is great because unlike iBotta a smartphone is not needed. You have the option to upload your rece...

  • Savvy Savings at TDS 9/5/2014

    Posted September 5, 2014 by Lisa Rudolph

    Here are today's Savvy Savings! Here are all the new Printable Coupons that have just posted. Remember these will reach their print limit FAST! So print them now and save them for the upcoming sales. You are able to print two per computer! $1.00 off 2 Kellogg's Nutri-Grain/Special K Bars...

  • Autumn and Any Time Fun and Savings

    Posted September 4, 2014 by TDS Review

    Autumn fun around here means a trip to the local pumpkin patch. There are several here, but our favorite always has a huge display of pumpkins on square bales of hay. Off to the side are huge bins of gourds, brightly colored decorative corn and winter squashes of various kinds.    It's g...

  • Live Like a Mensch: Getting Rid of 27 Things a Week

    Posted September 4, 2014 by Emily Guy Birken

    Photo courtesy of Dwight Burdette   J and I moved into our current home almost exactly two weeks before LO was born.   I do not recommend this.   When my mom and sister came to meet newborn LO and help out around the house, the majority of what they did to help was unpack and pu...

  • My Top 5 Budgeting Apps

    Posted September 4, 2014 by Jason Cabler

    If you’ve been following Celebrating Financial Freedom for very long, you know I’m a huge fan of budgeting.  I truly believe it’s very hard to succeed financially without doing a consistent monthly budget that gives every dollar a name and keeps you from spend...

  • Live Like a Mensch: No Gift Birthday Parties

    Posted September 2, 2014 by Emily Guy Birken

    Sunday was LO's 4th birthday. (The picture above was from his third.)   We had a lovely day celebrating with him and his best friend from school. We had that young man and his family over for lunch, and we all walked to the custard stand on the other side of the park for LO's birthday treat...

  • Savvy Savings at TDS 9/2/2014

    Posted September 2, 2014 by Lisa Rudolph

    Here are today's Savvy Savings! Here are all the new Printable Coupons that have just posted. Remember these will reach their print limit FAST! So print them now and save them for the upcoming sales. You are able to print two per computer! $1.00 off (1) Minute Maid Juice Box 10-pk $1.00...

  • Gourmet Homemade Hot Chocolate Mix (Secret Ingredients Exposed!

    Posted August 30, 2014 by TDS Review

    I generally don't make or keep mixes on hand. For me, it's just as easy to start something from scratch when I want it as it is to find storage space for the mixes I would have sto start from scratch anyway. However... there is something to be said for the convenience of having a mix on hand, especi...

  • TDS Recommends...DIY Mason Jar Lanterns!

    Posted August 28, 2014 by TDSPaige

    If you've been looking for a late summer, early fall crafting project, perfect  for outdoor star gazing or meals on the back porch, this post is for you! We've found a great post from fellow bloggers over at The Happy Housewife on how to make your own mason jar lanterns. The post explains all t...

  • Live Like a Mensch: Freezing Out the Ice Bucket Challenge

    Posted August 27, 2014 by Emily Guy Birken

    Image courtesy of Rauglothgor   Unless you have been spending your summer under a cozy rock, you have no doubt by now heard of the ALS Ice Bucket challenge that has swept the Interwebs, the Twitterverse, the Blogosphere, and other humorous-sounding names for social media.   The ice buc...

  • Savvy Savings at TDS: What to Buy or Not to Buy in September

    Posted August 27, 2014 by Lisa Rudolph

    Sooner or later just about everything goes on sale. Knowing when items are at their lowest prices and buying them before you need them is a shopping technique that can save you hundreds of dollars every year on all kinds of items from groceries to gifts! The month of September brings summer to an e...

  • Savvy Savings at TDS 8/27/2014

    Posted August 27, 2014 by Lisa Rudolph

    Here are today's Savvy Savings! Here are all the new Printable Coupons that have just posted. Remember these will reach their print limit FAST! So print them now and save them for the upcoming sales. You are able to print two per computer! $1.00 off any 2 Gerber Graduates Lil' Whoos $1....

  • TDS Recommends...5 Winter Preparation Tasks

    Posted August 26, 2014 by TDSPaige

    As summer winds down and fall is slowly approaching, you might be thinking about getting ready for the upcoming winter season. If so, we've got a great post for you from fellow bloggers over at Southern Girl Ramblings on 5 tasks you might consider doing before the cold winter weather sets in. We lo...

  • Savvy Savings at TDS 8/25/2014

    Posted August 25, 2014 by Lisa Rudolph

    Here are today's Savvy Savings! Here are all the new Printable Coupons that have just posted. Remember these will reach their print limit FAST! So print them now and save them for the upcoming sales. You are able to print two per computer! $0.50 On ONE (1) package of any Rhodes Bake-N-Se...

  • How to Cheat at Refrigerator Pickles

    Posted August 23, 2014 by TDS Review

    If you eat pickles from the store, here's the easiest, cheapest way possible to make a good jar of pickles. They will be crisp and taste just like your favorite pickles.   First, you must save the liquid from your store bought pickles. When you have emptied a jar of pickles and have some cucu...

  • Live Like a Mensch: Tomorrow is Today

    Posted August 22, 2014 by Emily Guy Birken

    Image of your past courtesy of vastateparkstaff   I may have mentioned before that one of my guilty pleasures is reading the various funny and informative articles on Cracked.com. I have also recently discovered the joy that is their podcasts. They are all about one hour long, which makes the...

  • Savvy Savings at TDS 8/22/2014

    Posted August 22, 2014 by Lisa Rudolph

    Here are today's Savvy Savings! Here are all the new Printable Coupons that have just posted. Remember these will reach their print limit FAST! So print them now and save them for the upcoming sales. You are able to print two per computer! $1.00 off one Ore-Ida Frozen Potato Product $0....

  • TDS Recommends...Considering Solar Power Options

    Posted August 21, 2014 by TDSPaige

    If you've ever considered installing solar power at your house, but you don't know much about your options, we've found the post for you! Fellow bloggers over at Urban Survival Resources have detailed three different options for residential solar power - from grid-connected units to units that are c...

  • Live Like a Mensch: The $40 Graham Cracker

    Posted August 20, 2014 by Emily Guy Birken

    Back in May, I started a no-sweets challenge for myself in order to combat my rational addiction to all that is chocolatey and delicious. As the Dude might say, there have been strikes and gutters in the process.   One particular hiccup occurred when I discovered that graham crackers dipped i...

  • TDS Recommends...Ideas for Newborn Photography

    Posted August 19, 2014 by TDSPaige

    Newborn babies are adorable, and the time that they are small passes very quickly! Many of us want professional pictures to capture each moment, but professional photography can be very expensive! We found a great list of photography tips and ideas from fellow bloggers over at Trendy Mom Reviews tha...

  • Live Like a Mensch: A Review of The Teen Money Manual by Kara M

    Posted August 18, 2014 by Emily Guy Birken

      Though LO still refers to multiple coins as "moneys" and BB has yet to prove himself trustworthy in the presence of coins--I have rescued several errant and slobbery nickels from his mouth--I am still always on the lookout for good finance books geared towards kids.   And this is mo...

  • Savvy Savings at TDS 8/18/2014

    Posted August 18, 2014 by Lisa Rudolph

    Here are today's Savvy Savings! Here are all the new Printable Coupons that posted this week. Remember these will reach their print limit FAST! So print them now and save them for the upcoming sales. You are able to print two per computer! $0.55 off (1) Hi-C Drink Box 10-pk, any variety $...

  • Live Like a Mensch: I'm Featured in Woman's World Magazine

    Posted August 14, 2014 by Emily Guy Birken

    I can finally share some good news with you! I am featured in the August 25th issue of Woman's World Magazine, which arrives on newsstands today. Image source The magazine invited me to provide some retirement advice for the weekly "Ask America's Ultimate Experts" column. Please do pick up a copy ...

  • Win the Closet Storage War

    Posted August 14, 2014 by TDS Review

    It seems as if we're all inundated with "stuff," doesn't it? It all seems important, at least it did at one time, so it's hard to let go of it. We store it instead, in cardboard boxes, in plastic containers, in shelves and drawers and corners and wherever else we can find a little space. Our closet...

  • TDS Recommends...Stocking up on Beach Towels at Clearance Price

    Posted August 14, 2014 by TDSPaige

    On your last shopping trip, you may have seen end of summer beach towel clearance deals beginning to pop up on store shelves. If you've been considering stocking up on these seasonal items after seeing some of these deals, then this is the post for you! Fellow blogger Maggie over at Squarepennies ha...

  • Savvy Savings at TDS Checkout 51 offers 8/14/2014

    Posted August 14, 2014 by Lisa Rudolph

    Here are today's Checkout51 Savvy Savings!   Earn FREE Money Every Shopping Trip With Checkout 51 There is a brand new FREE savings app out similar to iBotta! Checkout 51 offers cashback when you buy specific items at ANY store. This app is great because unlike iBotta a smartphone i...

  • Savvy Savings at TDS 8/14/2014

    Posted August 14, 2014 by Lisa Rudolph

    Here are today's Savvy Savings! Here are all the new Printable Coupons that posted this week. Remember these will reach their print limit FAST! So print them now and save them for the upcoming sales. You are able to print two per computer! $1.00 off one Ore-Ida Frozen Potato Product $0....

  • 5 Budgeting Excuses and How You Can Overcome Them

    Posted August 13, 2014 by Jason Cabler

    Making a monthly budget for your money before you spend it is a habit I’ve been recommending for years, and I’ll keep recommending it until everybody gets it. In today’s post, I’ll cover the most common excuses for not budgeting, and how to overcome them.  I'll also g...

  • TDS Recommends...Picking Out Expensive, Secondhand Furniture

    Posted August 12, 2014 by TDSPaige

    Here at TDS Recommends, we love thrift store shopping. Clothes, furniture pieces...you can pick up some great items secondhand if you are at the right place at the right time. So when we found this great post from fellow bloggers over at Frugal Rules about How to Spot Expensive Furniture at Thrift ...

  • Savvy Savings at TDS 8/11/2014

    Posted August 11, 2014 by Lisa Rudolph

    Here are today's Savvy Savings! Here are all the new Printable Coupons that posted this week. Remember these will reach their print limit FAST! So print them now and save them for the upcoming sales. You are able to print two per computer! $4.00 off Non-Drowsy Claritin-D 15ct or larger ...

  • Live Like a Mensch: The Best Things in Life Are Free

    Posted August 8, 2014 by Emily Guy Birken

    And no, I'm not talking about love, friendship, sunshine, a baby's laughter, or even a really funny Internet meme.   I'm talking about actual material stuff. For free.   Like, for example, my immersion blender: Image courtesy of Fluous   I wanted an immersion blender of my...

  • Cheap Decorating Tips

    Posted August 8, 2014 by TDS Review

    We all want our homes to look nice, but we don't all have money to spend on them! A few cheap tips and tricks can certainly help your home look and function better without spending much money (if any!).   1. Bulletin boards for family rooms, offices or kitchens can hold photos, seasonal pictu...

  • Savvy Savings at TDS Checkout 51 offers 8/8/14

    Posted August 8, 2014 by Lisa Rudolph

    Here are today's Savvy Savings with Checkout 51!   Earn FREE Money Every Shopping Trip With Checkout 51 There is a brand new FREE savings app out similar to iBotta! Checkout 51 offers cashback when you buy specific items at ANY store. This app is great because unlike iBotta a smartp...

  • Savvy Savings at TDS 8/8/2014

    Posted August 8, 2014 by Lisa Rudolph

    Here are today's Savvy Savings! Here are all the new Printable Coupons that posted this week. Remember these will reach their print limit FAST! So print them now and save them for the upcoming sales. You are able to print two per computer! $1.00 off ONE (1) 6-pack any flavor Hawaiian Pun...

  • TDS Recommends...Retirement Options for Boomers

    Posted August 7, 2014 by TDSPaige

    If you're considering your retirement options, and you don't know where to start, we've got a great list to get you thinking! Fellow bloggers over at Personal Income have a great list of ideas to get you thinking about retirement options. From IRAs to rental properies, the article has some great re...

  • Live Like a Mensch: Handling Grocery Store Returns

    Posted August 7, 2014 by Emily Guy Birken

    Last week, I had one of those frugality conundrums that appear to have no good answer.   On Monday, I bought a bag of potatoes for the crock pot roast* I was planning on making on Friday. When I opened said potatoes on Friday, I was met with the funk of 40,000 years .   Clearly, not ...

  • 21 Things You Can Do Today to Set Up Your Finances For Massive

    Posted August 5, 2014 by Jason Cabler

    You can read all the personal finance blogs and books ever produced to learn to be successful with finances.  But none of it really means anything until you use that knowledge to take action in your financial situation. To set yourself up for financial success, you have to focus your ef...

  • TDS Recommends...Back to School Clothes Shopping Tips!

    Posted August 5, 2014 by TDSPaige

    Just in time for back to school shopping, we found a fantastic post on how to get great clothing for kids at great prices.  Fellow bloggers over at Making Lemonade have some great tips for scoring awesome deals on kids clothing. From consignment sales, to the best retail prices for deals, Maki...

  • Savvy Savings at TDS 8/4/2014

    Posted August 4, 2014 by Lisa Rudolph

    Here are today's Savvy Savings! Here are all the new Printable Coupons that came out Aug 1. Remember these will reach their print limit FAST! So print them now and save them for the upcoming sales. You are able to print two per computer! $1.00 off any four Old Orchard frozen concentrates ...

  • Live Like a Mensch: Changing Our Behavior

    Posted August 1, 2014 by Emily Guy Birken

    This past weekend, J and I and the menschlings were visiting friends when we noticed that they had gotten a Roomba.   Intrigued, we asked about it.   "It was my birthday present," the wife told us. "It's been life changing."   J and I simply looked at each other. The fact that...

  • TDS Recommends...How Grandparents can help school aged kids

    Posted July 31, 2014 by TDSPaige

    As we say goodbye to July, August means continuing summer temperatures and, for many of us, kids returning back to school.  But as students and parents begin getting ready for school, is there a role for grandparents too? If your grandkids are getting ready to head back to school this fall, we'...

  • Savvy Savings at TDS 7/30/2014

    Posted July 30, 2014 by Lisa Rudolph

    Here are today's Savvy Savings! Here are all the new Printable Coupons that popped up overnight. Remember these will reach their print limit FAST! So print them now and save them for the upcoming sales. You are able to print two per computer! $1.00 off four (4) Gerber 2nd Foods 2-Pack Tu...

  • TDS Recommends...An Inexpensive (and Easy) Homemade Dip Recipe

    Posted July 29, 2014 by TDSPaige

    If you're planning a backyard barbeque, a summer shower, or you just want to munch on some veggies and dip, we found a delicious looking recipe from our friends over at Frugal and Fun Mom.   She has created a wonderful dip with Bacon and Onions that is pefect for dipping veggies for a snack or...

  • Live Like a Mensch: Can You Trust Those Unit Prices?

    Posted July 29, 2014 by Emily Guy Birken

    This past Saturday morning, I stopped by our local Marsh store on the way home from the gym to pick up some salad fixings for a potluck we were going to that afternoon.   As I've mentioned before, I ususally do my shopping at Target. One thing that Target does not do that I wish it would is p...

  • Savvy Savings at TDS 7/27/2014

    Posted July 27, 2014 by Lisa Rudolph

    Here are today's Savvy Savings! Here are some of the latest coupons! Remember these will reach their print limit FAST! So print them now and save them for the upcoming sales. You are able to print two per computer! 0.55 off Horizon Snack Crackers or Grahams $1.00 off one Florida's Natur...

  • The High(er) Cost of Food

    Posted July 25, 2014 by TDS Review

    If you have so much as bought a candy bar or a gallon of milk, you know that food prices are rising. Since they're not included in inflation indices, those prices "don't count" in your budget, at least according to government calculations.   We know better, though. Food prices do count as a p...

  • Live Like a Mensch: How Much Leisure Time Is Just Right?

    Posted July 24, 2014 by Emily Guy Birken

    In the book Little Women by Louisa May Alcott, there is a week wherein the girls' mother allows all four sisters to give up their chores and do nothing productive for several days. The girls each choose a different "slothful" activity, but Jo's decision to sit in a tree and read all day was the pa...

  • TDS Recommends...Reassessing How You Might Be Wasting Your Mone

    Posted July 24, 2014 by TDSPaige

    Bills, chores, and schedules are all part of everyday life. But you may want to look closely at some parts of your routines to make sure you aren't inadvertantly wasting money.  We found a great post from fellow bloggers over at Queen of Free on 7 Ways You Might be Wasting Money. From reviewi...

  • Savvy Savings Sneak Peek of Checkout 51 offers for 7/24/2014

    Posted July 22, 2014 by Lisa Rudolph

    Here is a sneak peek of the Checkout 51 offers starting 7/24/2014!   Earn FREE Money Every Shopping Trip With Checkout 51 There is a brand new FREE savings app out similar to iBotta! Checkout 51 offers cashback when you buy specific items at ANY store. This app is great because unlike...

  • Savvy Savings at TDS 7/22/2014

    Posted July 22, 2014 by Lisa Rudolph

    Here are today's Savvy Savings! Here are some of the latest coupons! Remember these will reach their print limit FAST! So print them now and save them for the upcoming sales. You are able to print two per computer! $1.00 off 3 Kellogg's Pop-Tarts toaster pastries $1.00 off two DINTY MOO...

  • TDS Recommends...Reconsidering High Thread Count Sheets

    Posted July 22, 2014 by TDSPaige

    Considering updating your bedroom decor? From new paint to new sheets, interior upgrades can start to add up. So when we found this great post from Len Penzo on why purchasing high thread count sheets might be a waste of money, we had to share it. Just recently, I actually also went shopping for new...

  • Live Like a Mensch: What's Your Gazingus Pin?

    Posted July 21, 2014 by Emily Guy Birken

    As I mentioned earlier, J and I recently listened to the audiobook version of Your Money or Your Life by Vicki Robin and Joe Dominguez.   In a move that you will momentarily see as ironic, I went out and bought the paperback version of the book two days after we got home from our road trip. A...

  • Savvy Savings at TDS 7/20/2014

    Posted July 20, 2014 by Lisa Rudolph

    Here are today's Savvy Savings! Here are the latest coupons! Remember these will reach their print limit FAST! So print them now and save them for the upcoming sales. You are able to print two per computer! $1.00 off one Florida's Natural Citrus Smoothies $0.75 off 3 Chicken of the Sea ...

  • Live Like a Mensch: When Customer Service is All About Sales

    Posted July 18, 2014 by Emily Guy Birken

    Image courtesy of Dave Winer   By now, you have no doubt heard the viral phone call from Hades between tech writer Ryan Block and an unnamed Comcast retention specialist who refused to take "I'd like to cancel my account" for an answer.   Now, I'm no stranger to the annoyances (and rag...

  • Homemade Bread

    Posted July 17, 2014 by TDS Review

    Home made bread brings up visions for me of Mom kneading bread on the big old wooden table in the warm kitchen. Snow would be falling where we could see it through the long, narrow windows and there would be a pot of beans on the old wood cookstove. I can smell it now!   That description migh...

  • TDS Recommends...Paying for College without Student Loans

    Posted July 17, 2014 by TDSPaige

    Wow! When I read this post, I couldn't help but think about the upcoming school year. Many students may be graduating this year, and as part of their graduation planning, they are beginning to look at college applications and financial aid options. Fellow bloggers over at Color Me Frugal have an am...

  • Savvy Savings at TDS 7/16/2014

    Posted July 16, 2014 by Lisa Rudolph

    Here are today's Savvy Savings! Here are the latest coupons! Remember these will reach their print limit FAST! So print them now and save them for the upcoming sales. You are able to print two per computer! $1.50 off ONE (1) Starbucks VIA Instant Beverage $1.00 off any 2 Keebler™ ...

  • Live Like a Mensch: I Might Just Start Throwing Crockery Around

    Posted July 16, 2014 by Emily Guy Birken

    A little over six years ago, J and I were in the midst of planning our nuptials when we got into our first argument.   (I'm lying of course. We'll just say it was our first crockery-based argument. Possibly our only crockery-based argument, but I wouldn't put it past us to have had others tha...

  • TDS Recommends ... DIY Bathroom Upgrades

    Posted July 15, 2014 by TDSPaige

    If you've been considering some home improvement updgrades this summer, and the bathroom is on your to-do list, we've found the perfect post for you! Fellow bloggers over at Young Adult Money have a fantastic post on how to upgrade your bathroom with some great DIY projects.  From putting down...

  • Savvy Savings at TDS 7/14/14

    Posted July 14, 2014 by Lisa Rudolph

    Here are today's Savvy Savings! Happy Monday! Here are the latest coupons!This is a RedPlum Round-up! Remember these will reach their print limit FAST! So print them now and save them for the upcoming sales. You are able to print two per computer! $0.50 OFF on any ONE (1) LUIGI'S® produ...

  • Live Like a Mensch: Romancing the Budget

    Posted July 11, 2014 by Emily Guy Birken

    A friend recently told me that she and her husband went over their household budget together to reflect his recent raise. She was excited to be able to increase various budget categories and make plans. He was miserable even talking about the budget. "Ugh. Budgets are no fun," was his reaction. &...

  • Free Plants and Landscaping

    Posted July 11, 2014 by TDS Review

    We used to live on a rural road where we were left to our own devices when it came to controlling weeds and trash along it. The neighboring farmer had a small tractor with a belly mower and he would come along now and then and mow down the weeds all along the road. It wasn't a regular occurrence, bu...

  • Savvy Savings at TDS 7/11/2014

    Posted July 11, 2014 by Lisa Rudolph

    Here are today's Savvy Savings! TGIF! Here are the latest coupons! Remember these will reach their print limit FAST! So print them now and save them for the upcoming sales. You are able to print two per computer! $1.00 off any two International Delight $1.00 off Planters Nutrition product ...

  • Live Like a Mensch: Accepting the Frugality Trade-Off

    Posted July 10, 2014 by Emily Guy Birken

    On our way home from our Michigan trip, J and I and the boys listened to Your Money or Your Life by Vicki Robin (and the late Joe Dominguez.)   I listened to this audiobook once before and thought that J might also enjoy it. (The kids were not so impressed.) Basically, Robin and Dominguez had...

  • 13 Ways To Save Money On A Low Income

    Posted July 10, 2014 by Jason Cabler

    I get a lot of questions from readers wanting to know how they can save money on a low income, so I thought I would write a post about some of the suggestions I’ve been giving out that can help you put money in the bank, even when you’re living on a limited income.  I’ve als...

  • TDS Recommends...Budget Friendly Upgrades for Outdoor Spaces

    Posted July 10, 2014 by TDSPaige

    Summer is the perfect time for entertaining outdoors. Even if a party is out of your budget, having dinner outside when the weather is nice can be a great way to wind down the day. In fact, fellow bloggers over at Squarepennies have put together a fantastic budget-friendly list of ways to create t...

  • Savvy Savings at TDS Back to School Deals 7/9/14

    Posted July 9, 2014 by Lisa Rudolph

    Here are some great Back to School Deals! Crayola Sixth through Eighth Grade Supply Pack- $27.99 **Remember Amazon Changes their prices often. Deals go fast** Paper Mate 70501 Pink Pearl Premium Erasers, Large, 3-Pack- $1.99 Elmer's Disappearing Purple School Glue Sticks, 0...

  • TDS Recommends...Frugal Summer Fun for Kids

    Posted July 8, 2014 by TDSPaige

    If summer camps are out of your budget, and you're brainstorming ideas for kid-friendly activities that don't cost a fortune, we've found a wonderful list for you! Fellow bloggers over at Family Focus Blog have come up with some fantastic ideas to keep kids entertained during summer months, and most...

  • Savvy Savings at TDS 7/7/2014

    Posted July 7, 2014 by Lisa Rudolph

    Here are today's Savvy Savings! Happy Monday! Here are the latest coupons! Remember these will reach their print limit FAST! So print them now and save them for the upcoming sales. $1.00 off (5) Yoplait Greek or Greek 100 yogurt $1.00 off Planters Nutrition product $2.500 off any (2) Zone...

  • Get the Most from Garage Sales NOW

    Posted July 5, 2014 by TDS Review

    Yard sales are in full swing here. Every weekend, the paper is filled with ads promising everything from craft supplies to baby items and from furniture to car tires. Whatever you're in the market for, a yard sale is bound to have it. I always keep my eyes open for a few things, like unique Santa s...

  • Live Like a Mensch: The Importance of Having a Hobby in Retirem

    Posted July 3, 2014 by Emily Guy Birken

    The Mensch family is currently on vacation.   Because we're us, we started our annual family vacation in sunny Detroit.   Really.   (The decision for this vacation destination stems from the news last year that Detriot was bankrupt and considering selling off the artwork at th...

  • TDS Recommends...Considering a Manual Lawnmower

    Posted July 3, 2014 by TDSPaige

    As the sun shines and the summer rain pours, the grass grows. In many parts of the country, during the summer, many of us are cutting the grass once a week. So have you ever considered using a manual lawnmower, rather than a gas one? We found a really great article from fellow bloggers over at The A...

  • Savvy Savings at TDS 7/2/2014

    Posted July 1, 2014 by Lisa Rudolph

    Here are today's Savvy Savings! July Coupons were just loaded! Remember these will reach their print limit FAST! So print them now and save them for the upcoming sales. $1.00 off (5) Yoplait Greek or Greek 100 yogurt $1.00 off Planters Nutrition product $2.500 off any (2) ZonePerfect box...

  • TDS Recommends...4th of July Recipes for your weekend menu!

    Posted July 1, 2014 by TDSPaige

    This Friday we celebrate the 4th of July! And you might already be planning a menu chock-full of barbeque, sides, and yummy desserts. But if your stuck thinking of what to make, with no plans in place, we found an excellent list from fellow bloggers over at Brown Eyed Baker of 120 fantastic Fourth o...

  • Savvy Savings at TDS 6/30/2014

    Posted June 30, 2014 by Lisa Rudolph

    Here are today's Savvy Savings! Print these NOW!! These will reach print limit very fast. $1.00 off (1) Box Cascadian Farm Granola $1.00 off Chex Gluten Free Oatmeal $2.00 off ONE Tide OXI Multi-Purpose Stain Remover $3.00 off TWO (2) NEW OxiClean™ Laundry Detergents" $1.00 off o...

  • Summertime!

    Posted June 27, 2014 by TDS Review

    We're past the official summer mark now and the weather and celebrations prove it. Summertime brings hot weather, a need for cooling drinks and activities and the desire for vacations, either short or long. Yard sales, backyard BBQs and day trips to the beach or mountains beckon us irresistably. I...

  • TDS Recommends...Better Childcare Budgeting

    Posted June 26, 2014 by TDSPaige

    When it comes to childcare, many families are finding themselves ill-prepared for this often necessary expense. In fact, Care.com just conducted a recent survey and found that childcare, in homes with young children, is the family's biggest expense...an even bigger expense than food and housing! Car...

  • Live Like a Mensch: Work Expands to the Time Allotted

    Posted June 26, 2014 by Emily Guy Birken

    My mother always told me that housework expands to the time allotted. Which means that planning for the dishes to take an hour to clean will ensure that they do.   It wasn't until I went looking that I discovered this principle was first coined by a man with the 50-cent name of Cyril Northc...

  • 6/25/2014 Savvy Savings at TDS

    Posted June 25, 2014 by Lisa Rudolph

    Here are today's Savvy Savings! New coupons added! Hurry check them out and get them printed! $1.00 off (1) Box Cascadian Farm Granola $1.00 off Chex Gluten Free Oatmeal $1.50 off Pampers Splashers Swim Pant $1.50 off Pampers Cruiser Diapers $1.00 off Any Boudreaux's Butt Paste Product ...

  • Live Like a Mensch: A Lesson in Sunk Costs

    Posted June 24, 2014 by Emily Guy Birken

    About once a month, our local YMCA (where BB also goes for day care) offers a Parents' Night Out. For the low low price of $8 per kid, the Y offers on-site childcare from 6:00 P.M. to 9:00 P.M. on a Friday night, which includes pizza, a movie, games, and a general good time had by all. The parents...

  • TDS Recommends...a Patriotic Dessert for Fourth of July Fun

    Posted June 24, 2014 by TDSPaige

    Summer is here, and Fourth of July is fast approaching. You might be looking forward to holiday festivities and possibly even planning a BBQ menu or potluck. If so, we found a great dessert idea perfect for celebrating the red, white, and blue! Fellow bloggers over at Chic n Savvy Reviews put togeth...

  • 6/23/2014 Savvy Savings at TDS

    Posted June 23, 2014 by Lisa Rudolph

    Here are today's Savvy Savings! New coupons added! Hurry check them out! Also, check out the game coupons! This is a great way to stock up on FUN for Family Game Night!! $1.00 off (2)Hungry-Man Dinner $0.55 off Forida Crystals $1.00 off (2) Heinz 57 Sauces $1.50 off (2) Oral-B Manual To...

  • Two Sides to the Coin

    Posted June 22, 2014 by TDS Review

    Saving money, making money. Those are two sides to the coin, and both are important. I write mostly about saving money, because it doesn't matter how much you make, if you have no control over where it goes, it does you no good.    Others write about making it. That's good, because if yo...

  • Live Like a Mensch: Becoming a Minimalist

    Posted June 20, 2014 by Emily Guy Birken

    Despite the fact that my house currently looks something like this: I am steadfast in my resolve to become more of a minimalist. At some point in my life, I would like to feel more like I own my stuff, rather than it owning me.   To that end, I've been researching some minimalist suggestio...

  • 6/20/2014 Savvy Savings at TDS

    Posted June 20, 2014 by Lisa Rudolph

    Here are today's Savvy Savings! New coupons added! Hurry check them out! Also, check out the game coupons! This is a great way to stock up on FUN for Family Game Night!! $1.50 off any 1 Starbucks VIA Instant Beverage $3.oo Two Starbucks K-cups Packs $1.00 off Australian Gold Products $3...

  • Savvy Savings at TDS 6/19 Checkout 51 OFFERS

    Posted June 18, 2014 by Lisa Rudolph

        Make sure you are following us on Facebook and Twitter!! I will be posting those flash savings offers!! Check out our Facebook Page and like us, and follow our Twitter Page.   I want to hear about your experience in getting these special offers! Did you combine cou...

  • 6/18/2014 Savvy Savings at TDS

    Posted June 18, 2014 by Lisa Rudolph

    Here are today's Savvy Savings! Just loaded! Hurry print yours and save them for the upcoming sales! $1.50 off any 1 Starbucks VIA Instant Beverage $3.oo Two Starbucks K-cups Packs $1.00 off Australian Gold Products $3.00 Milo's Kitchen home-style dog treats $2.00 off (2) Herbal Essence...

  • Live Like a Mensch: Why I'm No Longer Allowed On Amazon

    Posted June 17, 2014 by Emily Guy Birken

     Photo courtesy of Matthew Paul Argall   I am sorry to say that it has happened again. I went on an Amazon shopping spree when I completely lost my mind and started buying books willy-nilly simply because they sounded interesting.   The real problem with doing this is the fact tha...

  • 6/15/2014 Savvy Savings at TDS

    Posted June 15, 2014 by Lisa Rudolph

    Here are today's Savvy Savings! Some of these will be out of print as of TODAY! Hurry print yours and save them for the upcoming sales! $1.00 off Newman's Own Frozen Pizza $1.00 off (2) Prego Italian $1.00 off one 12pk cans of Schweppes Ginger Ale $0.50 off any Lugigi's Product $2.00 of...

  • Good Used Cars

    Posted June 13, 2014 by Pat Veretto

    I paid $6,000 plus a trade in for a car a little over 14 years ago. It was used, of course, but that was a good price. I bought a Carfax report on it, which was one of the best $25 dollar investments I've ever made. It had two previous owners and came to this area from a few states over. No accident...

  • Ease College Loan Burden–Borrow Like a Pessimist

    Posted June 12, 2014 by Rick Kahler

    by Rick Kahler High school graduation is a time of optimism and possibilities. Commencement speakers all over the country urge graduates to follow their dreams and reach for the stars. But when it comes to funding the education you need to fulfill those dreams, you might be better off with a dose ...

  • TDS Recommends...Putting Your Dryer on Summer Vacation

    Posted June 12, 2014 by TDSPaige

    According to an article posted this morning on USA Today, people are wasting huge amounts of energy every year using inefficient dryers to dry clothes.  It costs many homes around $100 dollars per year to run an electric dryer, and there is much room for improving dryer energy efficiency. So w...

  • TDS Recommends...Fitness Apps to Stay in Shape on a Budget

    Posted June 12, 2014 by TDSPaige

    For many of us, the summer season is a great time for getting outdoors and enjoying activities. And if you are trying to stay in shape during summer, there are some great apps out there to help you keep track of fitness goals and stay in your budget too. Fellow bloggers over at The Dime Colorado hav...

  • A Family Sale

    Posted June 11, 2014 by Lori

      Have a Family Sale.   Recently, one of my retired friends mentioned a special offering to her new family. She and her new husband found they had a great amount of household goods. These included furniture, kitchen equipment, linens, rugs, wall hangings and many other objects often fo...

  • 6/11/2014 Savvy Savings at TDS

    Posted June 11, 2014 by Lisa Rudolph

    Here are today's Savvy Savings! This weeks coupons were just loaded! Hurry print yours and save them for the upcoming sales! $1.00 off (2) boxes of Barrilla Plus Pasta $1.25 off (2) Nestle Nestum Cereals $1.00 off (2) P3 Portable Protein Packs $2.00 off (1) 4pack of Svelte organic $0.50...

  • TDS Recommends...Ways to Save Money on Your Bills

    Posted June 10, 2014 by TDSPaige

    If you're like us here at TDS Recommends, we are always on the lookout for ways to save on monthly expenses. So when we saw this list from fellow bloggers over at Bible Money Matters , we had to share it. This post gives some fantastic and unique suggestions for cutting monthly bill expenses in all...

  • 6/9/2014 Savvy Savings at TDS

    Posted June 8, 2014 by Lisa Rudolph

    Here are today's Savvy Savings! June coupons were just loaded! Hurry print yours and save them for the upcoming sales! $1.00 off any Schar Gluten Free Product Buy one ZonePerfect bar, get one FREE $1.00 off (2) P3 Portable Protein Packs $2.00 off (1) 4pack of Svelte organic $1.00 off one ...

  • Savvy Savings at TDS 6/8/14-Checkout 51 Offers

    Posted June 8, 2014 by Lisa Rudolph

        You will want to make sure you are following us on Facebook and Twitter!! I will be posting those flash savings offers!! Check out our Facebook Page and like us, and follow our Twitter Page.   I want to hear about your experience in getting these special offers! Did ...

  • TDS Recommends...Tips for Your Telecommuting Resume

    Posted June 5, 2014 by TDSPaige

    Thinking of trying your hand at working from home? If so, you'll need to dust off your resume and tailor it towards telecommuting. This post from Not Now Mom's Busy details some useful tips for getting your resume ready to use for telecommuting and work-from-home positions. We really like the tip t...

  • Savvy Savings at TDS 6/4/2014

    Posted June 4, 2014 by Lisa Rudolph

                              Here are today's Savvy Savings!                     &nbs...

  • Summer Water Cents

    Posted June 4, 2014 by TDS Review

    Every year about this time, I start trying to save on the water bill. Here, where I live, in Colorado, lawns and gardens usually have to watered regularly because we don't normally get enough rain to keep them growing. Our water bills double and triple easily throughout a hot summer. This year isn'...

  • 5 Tips for Best Coast Living on a Budget

    Posted June 4, 2014 by TDS Guest Blogger

    by Emily Laurent Home to sandy beaches, world-famous sunsets, and beautiful people, the Pacific coast is a dream location for just about anyone. It's no wonder so many are drawn to the allure of life on the coast. But sustaining a healthy financial status there isn't always paradise. The living st...

  • 10 Ways to Prevent Identity Theft

    Posted June 3, 2014 by TDS Guest Bloggers

    by Bill Hardekopf, CEO of LowCards.com There are always going to be people who try to steal your identity or credit cards. The key to protecting your critical financial and personal information is to be proactive in keeping them safe. While there are ways to limit your liability and stop identity f...

  • TDS Recommends...Ways to Make Extra Money This Summer

    Posted June 3, 2014 by TDSPaige

    Summer is here, and many of us might have a little extra time on our hands. If that's the case, why not use summer as an opportunity to make a little extra money to use towards paying down debt or increasing savings? This post from Sprout Wealth gives some great ideas for making extra money during...

  • Savvy Savings at TDS 6/2/2014

    Posted June 2, 2014 by Lisa Rudolph

      Here are today's Savvy Savings! June coupons were just loaded! Hurry print yours and save them for the upcoming sales! $1.00 off (1) Dole Dippers package $2.00 off One Secret Clinical Deordant $10.00 off Philips Sonicare Healthy White $1.50 off Colgate Total Toothpaste FREE Diabet...

  • Savvy Savings at TDS 5/30/2014

    Posted May 31, 2014 by Lisa Rudolph

    Here are today's Savvy Savings! These coupons were just added! $1.00 off (3) Kellogg's Cereal $2.00 off (2) Right Guard Extreme Deordorant $1.00 off (2) Portable Protien Packs $1.00 off Swiffer Refill $1.25 off Oxiclean Dishwasher Detergent Save on every grocery trip with Checkout 51 SA...

  • No Washing Machine?

    Posted May 30, 2014 by TDS Review

    I can remember a time (a long time ago!) when Mom used a washboard to wash all of the laundry. It was hard work, yes, but she did it. We kids would carry in enough water to fill the tubs and she would heat it on the wood burning stove. She scrubbed each piece, then wrung everything out by hand...

  • The Parenting Lesson That Never Ends

    Posted May 28, 2014 by TDS Guest Blogger

    by Stephanie Edwards “Do you know what I have been eating?” His face was bright; he rocked forward in anticipation. “What have you been eating,” I asked. “Eggs. Toast. Hash browns. I feel great,” he said. I was glad he felt great. At 21, budgeting and grocery sh...

  • Old Things Made New

    Posted April 24, 2014 by TDS Review

    When I was a kid growing up, we never had much money, but we always had everything we needed. We did not need to buy paper towels or margarine or vitamins or snacks. Paper towels were rags that were washed over and over. Margarine was homemade butter from the milk the cow gave. Vitamins came in the ...