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Welcome!

Here is the perfect complement to the web site, The Dollar Stretcher - a community of like minded folks who want to make their money stretch farther and do more with it.


The blogs are varied and rich with encouragement. Browse the entries and you'll be hooked! Feel free to roam around and see for yourself what it's all about.


The forums are open to anyone who registers - a painless and quick process. Just click on the "Join" link in the upper right hand column and fill in the information. We don't ask for much and you'll become a member immediately.


Don't hesitate to ask questions in the "Forum Information" area, where there's a forum specifically for that. If you see a question you can answer, please do so. Get comfortable, this is your forum!


Now to the necessary stuff: As in any community, there are certain basic rules that make being a part of that community more pleasant for everyone. With that in mind, please read the guidelines below. They apply to the forums as well as to the blogs (where you can comment on the posts). You'll find a copy of them in the "Forum Information" area, too, in case you want to refresh your memory.


1. We're a family friendly place. That means that people of all ages are welcome, so please don't post anything you wouldn't discuss in front of young children.
2. The only group of people who never disagree is a group that doesn't communicate. Communicate! And when you do disagree, please do so politely.
3. Disagreements sometimes reach far beyond a particular subject, so I have to say this: No personal attacks or argumentative attitudes are acceptable.
4. Signatures are allowed, but are limited to 400 characters. HTML is allowed in signatures, but no remote images at this time. Please don't include anything offensive or questionable.
5. Your definition of "offensive" may differ from ours, so if you ask, we'll be glad to guide you.
6. No referral links are allowed either in a signature or the body of a post. That doesn't mean you can't post links to your own site or to others if it's relevant to the conversation.
7. No spamming of any kind is acceptable.
8. Please don't argue with the community managers or any moderator at any level. If we have to referee a disagreement, our decision is final.
9. Please read additional guidelines for the forums in our guidelines area.


Have fun, support each other and let's get on with learning more and more about how to control our money so we can do what we want to with it.


Please contact Brandy@stretcher.com for problems or questions about the forums.


Contact Pat@stretcher.com about the blogs we have.


What's New

  • TDS Review
    TDS Review wrote a new blog entry:
    • Thu at 1:45 PM
  • Emily Guy Birken
    Emily Guy Birken wrote a new blog entry:
    • Thu at 10:59 AM
  • TDS Guest Bloggers
    TDS Guest Bloggers wrote a new blog entry:
    • Wed at 12:23 PM
  • TDS Guest Bloggers
    TDS Guest Bloggers wrote a new blog entry:
    • Mon at 9:53 AM
  • Emily Guy Birken
    Emily Guy Birken wrote a new blog entry:
    • July 24
    • Emily Guy Birken
      haverwench Our house is paid for, but we still have to pay property taxes - which, around here, are as much as some people pay in rent. So we will still have one large fixed expense in retirement. But it's a lot smaller than if we *hadn't* paid the durn thing off.
      • July 26
  • TDS Review
    TDS Review wrote a new blog entry:
    • July 23
  • Gary Foreman
    Gary Foreman wrote a new blog entry:
    • July 23
    • SanLouisKid likes this.
    • Gary Foreman
      JessYeast I can't help but notice you don't address the fact that nearly 50% of the current US debt is actually held by the Federal Reserve and other intragovernmental holdings. Doesn't that mean, in layman's terms, that the lender in question for half of the US de...  more
      • July 23
    • Gary Foreman
      Gary Foreman I don't have current stats on that. But does it really matter? It's money that's been spent that hasn't been earned (or taken in taxes). Saying that the money is owed to the Federal Reserve or other governmental agency is a little like the shell game that...  more
      • July 24
    • Gary Foreman
      JessYeast I understand the point you're trying to make. I'll just quietly disagree. Thanks!
      • July 24
    • Gary Foreman
      oddfox Your points are very clear. It's not just Greece. This pattern occured in other places through history. It works the same way with individuals. Spend more than you take in, you incur debt. Incur interest on debt which you also cannot pay, you have debt on...  more
      • Wed at 1:15 PM
    • Gary Foreman
      MargaretCevasco I agree. Unfortunately I think the U.S. is headed for collapse. Just a matter of when. So besides being as self sufficient as possible and diversifying our retirement money. What else can we do?
      • Thu at 4:25 AM
  • TDSPaige
    TDSPaige wrote a new blog entry:
    • July 22
  • TDS Guest Bloggers
    TDS Guest Bloggers wrote a new blog entry:
    • July 21
  • TDSPaige
    TDSPaige wrote a new blog entry:
    • July 20
  • TDS Guest Bloggers
    TDS Guest Bloggers wrote a new blog entry:
    • July 20
  • Gary Foreman
    Gary Foreman wrote a new blog entry:
    • July 18
  • Brandy
    Brandy What will you spend on school supplies?
    The Dollar Stretcher Social - School Supply Lists and Costs
    • July 17
  • Emily Guy Birken
    Emily Guy Birken wrote a new blog entry:
    • July 17
    • Gary Foreman likes this.
    • Emily Guy Birken
      Gary Foreman Often the way to achieving a bigger goal is to break it down into smaller parts. Then concentrate on reaching that first sub-goal. Celebrate when you make it. Then move on to sub-goal #2. And, so on until you've accomplished the whole big goal. I firmly b...  more
      • July 18
    • Emily Guy Birken
      haverwench Here's a quotation about this I love (even though I have no idea who the author actually is, or was): "If we just worry about the big picture, we are helpless. So my secret is to start right away doing whatever little work I can do. I try to give joy...  more
      • July 26
  • TDS Review
    TDS Review wrote a new blog entry:
    • July 16